493 S Castor Rd, Shepherd, MI 48883 Property Records

Midland County property record for 493 S Castor Rd, Shepherd, MI 48883

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,580 sqft
Lot Size	2.12 acres (92,347 sqft)
Owner	Individual Name on File
Last Sale	$47,500 (Jul 1991)
Tax Bill	$2,811 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-018-300-100-00`

Property Details

APN / Parcel Number

Primary APN	`100-018-300-100-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft

Exterior

Lot Area	92,347 sqft (2.12 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	493 S CASTOR RD
City	SHEPHERD
State	MI
Zip	48883-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES-FA
Legal Description	SEC 18 T14N R1W COM 330 FT N OF SW SEC COR, TH N 140 FT, E 660 FT, S 140 FT, W 660 FT.
Legal Range	01W
Legal Township	14N
Legal Section	18
Jurisdiction	MIDLAND MI
Township / Civil Division	LEE
Census Block Group	2
Census Block	2006
Census Tract	291500

Owner

493 S Castor Rd is owned and occupied by an individual who bought it in July 1991.

Source: Midland County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	493 S CASTOR RD, SHEPHERD, MI 48883-9691
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1991 · Amount on File
Deed Sale	Jul 1, 1991 · Amount on File
Deed Book / Page	663 / 344
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Jun 17, 2026
Property Address	493 S CASTOR RD, SHEPHERD, MI 48883-9691
Document Number	0000005872
Instrument Date	Jun 12, 2026
Instrument	20265872
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 S CASTOR RD, SHEPHERD, MI 48883-9691
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005872,
Date	Jun 17, 2026
Instrument	20265872

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	493 S CASTOR RD, SHEPHERD, MI 48883-9691
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 S CASTOR RD, SHEPHERD, MI 48883-9691

Mortgage

Document Number	1642/987
Date	Feb 19, 2021
Book Page	1642/987

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 493 S Castor Rd was $2,811 with a homeowner's exemption, up 0.8% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Lee Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,600 (+4.93%)	$221,200 (+4.93%)
2025	$2,811.00 (+0.79%) Homeowner's exemption	$105,400	$210,800
2024	$2,789.00
2023		$81,700	$163,400
2022	$2,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 493 S Castor Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Most Recent Claim	Nov 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 493 S Castor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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