493 Ridge Rd, Broadalbin, NY 12025 Property Records

Fulton County and Broadalbin Town property record for 493 Ridge Rd, Broadalbin, NY 12025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,736 sqft · built 1940
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$71,500 (Jun 2008)
Tax Bill	$4,612 (2026)
Deeds & Mortgages	May 2026 Mortgage Jan 2020 Refinance
APN	`172289 153.-9-1.1`

Property Details

APN / Parcel Number

Primary APN	`172289 153.-9-1.1`
Alternative APNs	`228915300000090010010000` `04010245000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,736 sqft Living Area
1st Floor Area	1,176 sqft
2nd Floor Area	560 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Detached
Garage Area	1,512 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	04010245000
Street Address	493 RIDGE RD
City	BROADALBIN
State	NY
Zip	12025-2070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	9
Legal Lot Number	1.001
Jurisdiction	FULTON NY
Township / Civil Division	BROADALBIN
Census Block Group	1
Census Block	1007
Census Tract	971501

Owner

Source: Fulton County and Broadalbin Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 HONEYWELL CORNERS RD, BROADALBIN, NY 12025-3127
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jan 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SUNMARK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2008 · Amount on Record
Deed Sale	Jun 27, 2008 · Amount on Record
Deed Book / Page	1104 / 237
Prior Transfer Date	Sep 10, 2003
Prior Transfer Doc	0951000324
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Recording Date	May 28, 2026
Property Address	493 RIDGE RD, BROADALBIN, NY 12025-2070
Document Number	0202696884
Instrument Date	May 20, 2026
Instrument	202696884
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 RIDGE RD, BROADALBIN, NY 12025-2070

Mortgage

Document Number	0000096884,
Date	May 28, 2026
Instrument	202696884

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	493 RIDGE RD, BROADALBIN, NY 12025-2070
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202059699
Date	Jan 28, 2020
Instrument	2020-59699

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

Source: Fulton County and Broadalbin Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
County Subdivision	Broadalbin Town
Unified School District	Broadalbin-Perth Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,612.00 (+2.85%)
2025	$4,484.00	$127,000 (-) Land $30,300 Building $96,700	$254,305 (+10.81%) Land $60,673 Building $193,632
2023		$127,000 Land $30,300 Building $96,700	$229,490 Land $54,752 Building $174,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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