493 Red Cedar Rd, Ozark, MO 65721 Property Records

Christian County property record for 493 Red Cedar Rd, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,628 sqft · built 1993
Lot Size	4.3 acres (187,308 sqft)
Owner	2 Individual Names on File
Last Sale	$488,974 (May 2026)
Tax Bill	$1,396 (2024)
Deeds & Mortgages	Feb 2024 Line of Credit May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`18-0.1-12-0-0-33`

Property Details

APN / Parcel Number

Primary APN	`18-0.1-12-0-0-33`
Alternative APN	`18-0.1-12-000-000-033.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,628 sqft Living Area
1st Floor Area	1,628 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	187,308 sqft (4.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	493 RED CEDAR RD
City	OZARK
State	MO
Zip	65721-7741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 5 NW4 NE4
Legal Range	21W
Legal Township	26N
Legal Section	12
Legal Subdivision	OZARK OUT
Legal Tract	5
Jurisdiction	CHRISTIAN MO
Township / Civil Division	MCCRACKEN
Census Block Group	2
Census Block	2000
Census Tract	20303

Owner

493 Red Cedar Rd is owned and occupied by two individuals who bought it in May 2026.

Source: Christian County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	493 RED CEDAR RD, OZARK, MO 65721-7741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF ROGERSVILLE
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Jun 19, 2019	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Jun 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Jun 19, 2019 · Amount on File
Deed Document Number	20266058
Deed Book / Page	2026 / 5975
Prior Transfer Date	Jun 5, 2018
Prior Transfer Doc	0201807716
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	493 RED CEDAR RD, OZARK, MO 65721-7741
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 RED CEDAR RD, OZARK, MO 65721-7741

Mortgage

Document Number	0202402030
Date	Feb 29, 2024
Book Page	2024/2030
Instrument	2024L02056

Lender

Name	CITIZENS BANK OF ROGERSVILLE
Type	Bank
Address	ROGERSVILLE, MO 65742

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 15, 2026
Property Address	493 RED CEDAR RD, OZARK, MO 65721-7741
Document Number	0000006058
Book / Page	2026 / 5975
Instrument Date	May 15, 2026
Instrument	2026.6058
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CHOICE ESCROW AND LAND TITLE, CHOICE ESCROW & LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 RED CEDAR RD, OZARK, MO 65721-7741

Mortgage

Document Number	0000006059,
Date	May 15, 2026
Instrument	2026..6059

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 15, 2026
Property Address	493 RED CEDAR RD, OZARK, MO 65721-7741
Document Number	0202605975
Book / Page	2026 / 5975
Instrument Date	May 15, 2026
Instrument	20266058
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHOICE ESCROW AND LAND TITLE, CHOICE ESCROW & LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 RED CEDAR RD, OZARK, MO 65721-7741

Mortgage

Document Number	0000006059,
Date	May 15, 2026
Instrument	20266059

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 19, 2019
Property Address	493 RED CEDAR RD, OZARK, MO 65721-7741
Document Number	0201907553
Book / Page	2019 / 07553
Instrument Date	Jun 18, 2019
Instrument	2019L07632
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 RED CEDAR RD, OZARK, MO 65721-7741

Mortgage

Document Number	0201907554
Date	Jun 19, 2019
Book Page	2019/07554
Instrument	2019L07633

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 15, 2018
Property Address	493 RED CEDAR RD, OZARK, MO 65721-7741
Document Number	0201807716
Book / Page	002018 / 007716
Instrument Date	Jun 5, 2018
Instrument	7802
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 RED CEDAR RD OZARK MO 657217741, OZARK, MO 65721-7741

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,930	$136,700 Land $20,600 Building $116,100
2024	$1,396.00
2023		$24,350	$128,400 Land $20,600 Building $107,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 493 Red Cedar Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 493 Red Cedar Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 85% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000

May also be available: White River Connect, Wisper ISP, WON Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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