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493 Princeton Ter, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 493 Princeton Ter, Paramus, NJ 07652

Property Summary

Property TypeSingle Family Home
Details2,216 sqft · built 1963
Lot Size0.27 acres (11,770 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Aug 2017)
Tax Bill$11,884 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN46-06602-0000-00012

Property Details

APN / Parcel Number

Primary APN46-06602-0000-00012
Alternative APNs
  • 460660200012
  • 641400

Interior

Stories2 Stories
Building Area2,216 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeFrame
Lot Area11,770 sqft (0.27 acres)
Lot Dimensions110 ft deep x 107 ft wide

Location & Zoning

Account Number641400
Street Address493 PRINCETON TER
CityPARAMUS
StateNJ
Zip07652-5639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR100
Legal Description107X110
Legal SubdivisionROYAL GARDENS SEC 1
Legal Block6602
Legal Lot Number12
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group1
Census Block1006
Census Tract42102

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address493 PRINCETON TER, PARAMUS, NJ 07652-5639
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Aug 3, 2017Deed, Transfer
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2017 · Amount on Record
Deed SaleAug 3, 2017 · Amount on Record
Deed Document Number201758249
Deed Book / Page2683 / 2252
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address493 PRINCETON TER, PARAMUS, NJ 07652-5639
Transaction TypeMortgage
Record UpdatedJul 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050011840
DateMay 25, 2023
Book Page5001/1840
Instrument2023034963
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 18, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateAug 3, 2017
Property Address493 PRINCETON TER, PARAMUS, NJ 07652-5639
Document Number0026832252
Book / Page02683 / 2252
Instrument DateJun 6, 2017
Instrument17-058249
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,537.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address493 PRINCETON TER, 493, PARAMUS, NJ 07652-5639

Transferred To (Grantee/Buyer)

NameVerified Name
Address493 PRINCETON TER, PARAMUS, NJ 07652-5639

Mortgage

Document Number0026832258
DateAug 3, 2017
Book Page02683/2258
Instrument17-058249.01
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$842,500 (+6.27%) Land $504,600 Building $337,900$842,500 (+6.27%) Land $504,600 Building $337,900
2025$11,884.00 (+5.86%)$792,800 (+11.85%) Land $462,300 Building $330,500$792,800 (+11.85%) Land $462,300 Building $330,500
2024$11,226.00 (+8.05%)
2023$708,800 Land $406,000 Building $302,800$708,800 Land $406,000 Building $302,800
2022$10,390.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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