Contra Costa County property record for 493 Powell Dr, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,672 sqft · built 1995 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Oct 2015) |
| Tax Bill | $7,187 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 099-170-005-5 |
| Primary APN | 099-170-005-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 859 sqft |
| 2nd Floor Area | 813 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 4,500 sqft (0.103 acres) |
| Garage Type | Attached |
| Garage Area | 461 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 493 POWELL DR |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-6761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | T7597 L5 |
| Legal Subdivision | SUBDIVISION 7597 |
| Legal Tract | 7597 |
| Legal Lot Number | 5 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 315000 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 493 POWELL DR, BAY POINT, CA 94565-6761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Jul 28, 2022 | Intrafamily Transfer, Transfer · Line of Credit PATELCO CU |
| Apr 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2015 · Amount on Record |
| Deed Sale | Oct 13, 2015 · Amount on Record |
| Prior Sale | Aug 5, 2005 · Amount on Record |
| Deed Document Number | 2015210936 |
| Last Transfer Date | Jul 20, 2022 |
| Transfer Doc | 0000119489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 493 POWELL DR, BAY POINT, CA 94565-6761 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | ORANGE COAST TITLE SAN JOSE |
| Name | Verified Name |
|---|
| Document Number | 0000151327 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 2020-151327 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 28, 2022 |
| Property Address | 493 POWELL DR, BAY POINT, CA 94565-6761 |
| Document Number | 0000119489 |
| Map Reference | MB 368 PG 6 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 2022-119489 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 493 POWELL DR, BAY POINT, CA 94565-6761 |
| Document Number | 0000119490 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022-119490 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Aug 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Change Frequency | Monthly |
| Index | Prime Rate |
| Max Rate | 17% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 493 POWELL DR, BAY POINT, CA 94565-6761 |
| Document Number | 0000075444 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 493 POWELL DR BAY POINT CA 945656761, BAY POINT, CA 94565-6761 |
| Document Number | 0000075444 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 75444 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | RIVERSIDE, CA 92517 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $519,207 (+2%) Land $163,005 Building $356,202 | |
| 2025 | $7,187.00 (+4.64%) | $509,027 (+4.04%) Land $159,809 Building $349,218 |
| 2023 | $6,868.00 (+0.97%) | $489,262 Land $153,604 Building $335,658 |
| 2022 | $6,802.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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