493 Ocean Forest Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 493 Ocean Forest Dr, Saint Augustine, FL 32080 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,002 sqft · built 2018
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$1,475,000 (Feb 2026)
Tax Bill	$11,409 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jun 2017 Construction Loan + 2 more
Flood Zone	Zone X (moderate risk)
APN	`172491-0350`

Property Details

APN / Parcel Number

Primary APN	`172491-0350`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,002 sqft Living Area
Gross Area	4,134 sqft
1st Floor Area	2,173 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch
Porch Area	613 sqft
Patio Area	405 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	493 OCEAN FOREST DR
City	SAINT AUGUSTINE
State	FL
Zip	32080-8734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40/80-88 ANASTASIA DUNES UNIT 1 LOT 35 OR6313/1441
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	ANASTASIA DUNES UNIT 1
Legal Block	1
Legal Lot Number	35
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1034
Census Tract	21410

Owner

Source: St. Johns County records · APN 172491-0350

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	493 OCEAN FOREST DR, SAINT AUGUSTINE, FL 32080-8734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU
Jun 23, 2017	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
Jun 26, 2018	Deed of Trust, Mortgage · ARM AMERIS BANK
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	202616775
Deed Book / Page	6313 / 1441
Prior Transfer Date	Sep 16, 2010
Prior Transfer Doc	0033581666
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 27, 2026
Property Address	493 OCEAN FOREST DR, SAINT AUGUSTINE, FL 32080-8734
Document Number	0063131441
Book / Page	6313 / 1441
Map Reference	MB 40 PG 80-88
Instrument Date	Feb 27, 2026
Instrument	2026016775
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF JOHNS CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 OCEAN FOREST DR, SAINT AUGUSTINE, FL 32080-8734

Mortgage

Document Number	0063131443
Date	Feb 27, 2026
Instrument	6313/1443

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Mar 01, 2031
Change Frequency	5 Years
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	5-Year CMT
Max Rate	10.1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	493 OCEAN FOREST DR, SAINT AUGUSTINE, FL 32080-8734
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043931799
Date	Jun 23, 2017
Book Page	4393/1799
Instrument	2017043564

Lender

Name	AMERIS BANK
Type	Bank
Address	SAINT MARYS, GA 31558

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 23, 2018

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	493 OCEAN FOREST DR, SAINT AUGUSTINE, FL 32080-8734
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045691480
Date	Jun 26, 2018
Book Page	4569/1480
Instrument	2018045107

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 01, 2023
Change Frequency	Annually
Min Rate At Change	2.72%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	9.62%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	493 OCEAN FOREST DR, SAINT AUGUSTINE, FL 32080-8734
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 OCEAN FOREST DR, SAINT AUGUSTINE, FL 32080-8734

Mortgage

Document Number	0051240839
Date	Dec 14, 2020
Book Page	5124/839
Instrument	2020113812

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2041

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$727,408 (+2.7%)	$1,102,625 (-1.64%) Land $350,000 Building $752,625
2025	$11,409.00 (+8.83%) Homeowner's exemption	$708,284 (+2.9%)	$1,120,970 (+4.26%) Land $350,000 Building $770,970
2024	$10,483.00 (+3.94%) Homeowner's exemption	$688,323 (+3%)	$1,075,166 (+8.5%) Land $350,000 Building $725,166
2023	$10,086.00 (+1.5%) Homeowner's exemption	$668,275 (+3%)	$990,948 (+6.68%) Land $350,000 Building $640,948
2022	$9,937.00 Homeowner's exemption	$648,811	$928,918 Land $291,200 Building $637,718

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Flood Insurance Cost	Premium on Record median of 243 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured 122 under condo master policies
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024, other causes
Claims By Storm	Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ocean Forest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures