Carroll County property record for 493 Oak Tree Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,662 sqft · built 1984 |
| Lot Size | 3.13 acres (136,343 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $207,400 (Sep 1998) |
| Tax Bill | $5,375 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-013768 |
| Primary APN | 14-013768 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,662 sqft Total Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 136,343 sqft (3.13 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 18 sqft |
| Deck Area | 498 sqft |
| Shed | 1 Shed |
| Shed Area | 1,440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 013768 |
|---|---|
| Street Address | 493 OAK TREE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-8131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONSE |
| Legal Description | LT - 3.135 ACS 493 OAK TREE ROAD SE OF BLOOM |
| Legal Subdivision | VIEW MANOR |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 14, BERRETT |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 514100 |
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 493 OAK TREE RD, WESTMINSTER, MD 21157-8131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 1998 · Amount on Record |
| Deed Sale | Sep 9, 1998 · Amount on Record |
| Deed Document Number | 1998904 |
| Deed Book / Page | 2090 / 749 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 493 OAK TREE RD, WESTMINSTER, MD 21157-8131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0090500328 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 9050/0328 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $516,100 (+19.2%) | $546,800 (+20.26%) Land $220,600 Building $326,200 | |
| 2025 | $5,375.00 (+9.87%) Homeowner's exemption | ||
| 2023 | $4,892.00 Homeowner's exemption | $432,967 | $454,700 Land $200,600 Building $254,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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