493 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 493 Neptune Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,520 sqft · built 1990
Lot Size	0.98 acres (4,259 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Apr 1990)
Tax Bill	$9,980 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`256-262-23-00`

Property Details

APN / Parcel Number

Primary APN	`256-262-23-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,520 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Lot Area	4,259 sqft (0.98 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	493 NEPTUNE AVE
City	ENCINITAS
State	CA
Zip	92024-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS11
Legal Description	BLK E LOT 19 TR 001800
Legal Subdivision	SEASIDE GARDEN HEIGHTS
Legal Tract	001800
Legal Block	E
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	17702

Owner

493 Neptune Ave is owned by an individual who acquired it in January 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1428 POPENOE RD, LA HABRA HEIGHTS, CA 90631-8434
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Intrafamily Transfer, Transfer · Commercial Mortgage YOULAND INC
Jan 12, 2024	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Feb 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage SECURED INCOME FUND II LLC
Jun 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 1990 · Amount on File
Deed Sale	Apr 27, 1990 · Amount on File
Prior Sale	Feb 16, 1989 · Amount on File
Deed Document Number	1990229003
Last Transfer Date	Jan 8, 2024
Transfer Doc	0000009264
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2024
Property Address	493 NEPTUNE AVE, ENCINITAS, CA 92024-2018
Document Number	0000009265
Map Reference	MAP 1800
Instrument Date	Jan 8, 2024
Instrument	2024-0009265
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 POPENOE RD, LA HABRA HEIGHTS, CA 90631-8434

Mortgage

Document Number	0000009266
Date	Jan 12, 2024
Instrument	2024-0009266

Lender

Name	YOULAND INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	19 Months
Due	Aug 1, 2025

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2024
Property Address	493 NEPTUNE AVE, ENCINITAS, CA 92024-2018
Document Number	0000009264
Map Reference	MAP 1800
Instrument Date	Jan 8, 2024
Instrument	2024-0009264
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 POPENOE RD, LA HABRA HEIGHTS, CA 90631-8434

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	493 NEPTUNE AVE, ENCINITAS, CA 92024-2018
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13792 PALACE WAY, TUSTIN, CA 92780-1843

Mortgage

Document Number	0000038582
Date	Feb 15, 2023
Instrument	2023-0038582

Lender

Name	SECURED INCOME FUND II LLC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2020
Property Address	493 NEPTUNE AVE, ENCINITAS, CA 92024-2018
Document Number	0000339290
Instrument Date	Jun 23, 2020
Instrument	339290
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	493 NEPTUNE AVE ENCINITAS CA 920242018, ENCINITAS, CA 92024-2018

Tax Assessment & Valuation

The 2025 property tax bill for 493 Neptune Ave was $9,980.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$919,498 (+2%) Land $460,993 Building $458,505
2025	$9,980.00	$901,469 Land $451,954 Building $449,515
2023	$9,295.00 (+1.81%)	$866,465 Land $434,405 Building $432,060
2022	$9,130.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 493 Neptune Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1993–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jan 2024 · 2 claims Severe Storms, Flooding, Landslides, And Mud And Debris Flows, Feb 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 493 Neptune Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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