493 McClain Rd, Kingston, GA 30145 Property Records

Floyd County property record for 493 McClain Rd, Kingston, GA 30145

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,628 sqft · built 1978
Lot Size	9.14 acres (398,138 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,076 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N12--015`

Property Details

APN / Parcel Number

Primary APN	`N12--015`
Alternative APN	`6406`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,628 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	398,138 sqft (9.14 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	50 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	6406
Street Address	493 MCCLAIN RD
City	KINGSTON
State	GA
Zip	30145-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-R
Legal Description	PB13-2&PB23-224 LL142 23/3
Jurisdiction	FLOYD GA
Township / Civil Division	ROME
Census Block Group	4
Census Block	4000
Census Tract	700

Owner

493 McClain Rd is owned and occupied by two individuals who acquired it in June 1990.

Source: Floyd County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	493 MCCLAIN RD, KINGSTON, GA 30145-1235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Dec 21, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 1990
Deed Sale	Jun 20, 1990
Prior Sale	May 2, 1989 · Amount on File
Deed Book / Page	1099 / 211
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Recording Date	Jul 6, 2026
Property Address	493 MCCLAIN RD, KINGSTON, GA 30145-1235
Document Number	2954000571
Book / Page	2954 / 571
Instrument Date	Jun 29, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 MCCLAIN RD, KINGSTON, GA 30145-1235

Mortgage

Document Number	2954000571,
Date	Jul 6, 2026
Book Page	2954/571

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	493 MCCLAIN RD, KINGSTON, GA 30145-1235
Document Number	0026110022
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	493 MCCLAIN RD KINGSTON GA 301451235, KINGSTON, GA 30145-1235

Mortgage

Document Number	0026110022
Date	Jan 2, 2020
Book Page	002611/000022

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 493 McClain Rd was $1,076 with exemptions applied, down 30.7% from the year before.

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,076.00 (-30.67%) Homeowner's exemption Senior Citizen's exemption
2025	$1,552.00 (+3.12%) Homeowner's exemption Senior Citizen's exemption	$109,641 (+8.79%) Land $34,838 Building $74,803	$274,103 (+8.79%) Land $87,095 Building $187,008
2024	$1,505.00 (+101.74%) Homeowner's exemption Senior Citizen's exemption	$100,780 (+15.77%) Land $30,966 Building $69,814	$251,951 (+15.77%) Land $77,416 Building $174,535
2023	$746.00 (-24.26%) Homeowner's exemption Senior Citizen's exemption	$87,050 (+22.99%) Land $28,151 Building $58,898	$217,624 (+22.99%) Land $70,378 Building $147,246
2022	$985.00 Homeowner's exemption Senior Citizen's exemption	$70,777 Land $23,289 Building $47,488	$176,943 Land $58,222 Building $118,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 493 McClain Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 493 McClain Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOYD COUNTY serves 46,143 people · EPA ID GA1150001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	75 / 20

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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