493 McBride Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 493 McBride Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,467 sqft · built 1975
Lot Size	0.86 acres (37,440 sqft)
Owner	Individual Name on Record
Last Sale	$1,700,000 (Aug 2024)
Tax Bill	$20,619 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`237-370-003-4`

Property Details

APN / Parcel Number

Primary APN	`237-370-003-4`
Alternative APN	`237-370-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,467 sqft Living Area
1st Floor Area	2,359 sqft
Basement Area	108 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Lot Area	37,440 sqft (0.86 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	493 MCBRIDE DR
City	LAFAYETTE
State	CA
Zip	94549-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3089 LOT 29 EX MR
Legal Subdivision	SUBDIVISION 3089
Legal Tract	3089
Legal Lot Number	29
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	352101

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	493 MCBRIDE DR, LAFAYETTE, CA 94549-5715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGE CAPITAL INC
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Aug 26, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Prior Sale	Apr 28, 1994 · Amount on Record
Deed Document Number	202483799
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 21, 2026
Property Address	493 MCBRIDE DR, LAFAYETTE, CA 94549-5715
Document Number	0000040317
Instrument Date	Apr 16, 2026
Instrument	202640317
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	493 MCBRIDE DR, LAFAYETTE, CA 94549-5715

Mortgage

Document Number	0000040317,
Date	Apr 21, 2026
Instrument	202640317

Lender

Name	US MORTGAGE CAPITAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	493 MCBRIDE DR, LAFAYETTE, CA 94549-5715
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	MORTGAGE INFORMATION SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132608
Date	Aug 20, 2018
Instrument	2018-132608

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 26, 2022
Property Address	493 MCBRIDE DR, LAFAYETTE, CA 94549-5715
Document Number	0000132084
Map Reference	MB 88 PG 23
Instrument Date	Aug 17, 2022
Instrument	2022-132084
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	493 MCBRIDE DR, LAFAYETTE, CA 94549-5715

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,734,000 (+2%) Land $1,122,000 Building $612,000
2025	$20,619.00 (+109.88%)	$1,700,000 (+137.19%) Land $1,100,000 Building $600,000
2023	$9,824.00 (+1.58%) Homeowner's exemption	$716,732 Land $345,509 Building $371,223
2022	$9,671.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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