Bell County property record for 493 Hilltop Rd, Troy, TX 76579
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,505 sqft · built 1999 |
| Lot Size | 0.812 acres (35,375 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,164 (2023) |
| Deeds & Mortgages | Jan 2020 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0375295079 |
| Primary APN | 0375295079 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,505 sqft Living Area |
| 1st Floor Area | 2,505 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 35,375 sqft (0.812 acres) |
| Lot Dimensions | 283 ft deep x 125 ft wide |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 595 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 853278 |
|---|---|
| Street Address | 493 HILLTOP RD |
| City | TROY |
| State | TX |
| Zip | 76579-3647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY PLACE 1ST, BLOCK 00C, LOT 0004 |
| Legal Subdivision | COUNTRY PLACE 1ST |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20101 |
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 493 HILLTOP RD, TROY, TX 76579-3647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 14, 2018 | Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2018 |
| Deed Sale | Dec 14, 2018 |
| Prior Sale | Jan 18, 2012 |
| Deed Document Number | 2018-00051703 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 493 HILLTOP RD, TROY, TX 76579-3647 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST COMMUNITY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000004789 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 2020-00004789 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Dec 14, 2018 |
| Property Address | 493 HILLTOP RD, TROY, TX 76579-3647 |
| Document Number | 0000051703 |
| Map Reference | CAB A SL5-C |
| Instrument Date | Dec 11, 2018 |
| Instrument | 2018-00051703 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 493 HILLTOP RD, TROY, TX 76579-3647 |
| Document Number | 0000051704 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 2018-00051704 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,164.00 (-18.61%) Homeowner's exemption | $394,235 Land $29,715 Building $364,520 | $394,235 Land $29,715 Building $364,520 |
| 2022 | $5,116.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 4,367 people · EPA ID TX0140037 |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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