Lincoln County property record for 493 Giles Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,854 sqft · built 1989 |
| Lot Size | 9.5 acres (413,820 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,807 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-10-01-000-000-005.005 |
| Primary APN | 18-10-01-000-000-005.005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,854 sqft Living Area |
| Basement Area | 1,854 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 413,820 sqft (9.5 acres) |
| Street Address | 493 GILES RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9.5 AC TRACT PT W1/2 OF SEC 1 |
| Legal Range | 02W |
| Legal Township | 48 |
| Legal Section | 01 |
| Legal Tract | N |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HAWK POINT |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 810204 |
Source: Lincoln County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 493 GILES RD, TROY, MO 63379-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 493 GILES RD, TROY, MO 63379-4216 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 487 GILES RD, TROY, MO 63379-4216 |
| Document Number | 2464/353 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 2464/353 |
| Instrument | 2021006875 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2031 |
Source: Lincoln County assessment roll, as of June 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,807.00 (+5.09%) | $47,192 (+6.77%) Land $3,669 Building $43,523 | $248,380 (+6.77%) Land $19,310 Building $229,070 |
| 2023 | $2,671.00 (+5.41%) | $44,198 Land $3,517 Building $40,681 | $232,620 Land $18,510 Building $214,110 |
| 2022 | $2,534.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
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