493 E Houstonville Rd, Harmony, NC 28634 Property Records

Iredell County property record for 493 E Houstonville Rd, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,885 sqft · built 2008
Lot Size	12.6 acres (552,776 sqft)
Owner	Individual Name on File
Tax Bill	$2,070 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4882-35-8088.000`

Property Details

APN / Parcel Number

Primary APN	`4882-35-8088.000`
Alternative APN	`77441187`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,885 sqft Heated Area
Gross Area	3,832 sqft
1st Floor Area	1,885 sqft
Basement Area	1,374 sqft
Unfinished Basement	1,374 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	552,776 sqft (12.6 acres)
Lot Width	1,647 ft Width
Garage Type	Mixed
Garage Area	517 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	69 sqft
Deck Area	252 sqft
Patio Area	252 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77441187
Street Address	493 E HOUSTONVILLE RD
City	HARMONY
State	NC
Zip	28634-9492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SR 2115
Legal Subdivision	EAGLE MILLS NORTH
Legal Block	35
Jurisdiction	IREDELL NC
Township / Civil Division	EAGLE MILLS
Census Block Group	2
Census Block	2031
Census Tract	60801

Owner

493 E Houstonville Rd is owned and occupied by an individual who acquired it in October 1996.

Source: Iredell County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	493 E HOUSTONVILLE RD, HARMONY, NC 28634-9492
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 1996
Deed Sale	Oct 1, 1996
Deed Book / Page	1001 / 636
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	May 22, 2026
Property Address	493 E HOUSTONVILLE RD, HARMONY, NC 28634-9492
Document Number	3216001192
Book / Page	3216 / 1192
Instrument Date	Apr 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 E HOUSTONVILLE RD, HARMONY, NC 28634-9492
Investor	Possibly a Property Investor

Mortgage

Document Number	3216001192,
Date	May 22, 2026
Book Page	3216/1192

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	493 E HOUSTONVILLE RD, HARMONY, NC 28634-9492
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 E HOUSTOVILLE RD, HARMONY, NC 28634-9492

Mortgage

Document Number	0029121586
Date	Apr 18, 2022
Book Page	2912/1586

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	493 E HOUSTONVILLE RD, HARMONY, NC 28634-9492
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002891521
Date	Jan 27, 2022
Book Page	2891/521

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 493 E Houstonville Rd was $2,070.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,800 (-) Land $60,910 Building $279,890	$340,800 (-) Land $60,910 Building $279,890
2025	$2,070.00	$340,800 (-) Land $60,910 Building $279,890	$340,800 (-) Land $60,910 Building $279,890
2024	$2,070.00 (+5.56%)	$340,800 (+5.73%) Land $60,910 Building $279,890	$340,800 (+5.73%) Land $60,910 Building $279,890
2023	$1,961.00 (+21.95%)	$322,320 (+30.6%) Land $60,910 Building $261,410	$322,320 (+30.6%) Land $60,910 Building $261,410
2022	$1,608.00	$246,790 Land $78,960 Building $167,830	$246,790 Land $78,960 Building $167,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 493 E Houstonville Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 493 E Houstonville Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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