493 E Garrison Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 493 E Garrison Rd, Owosso, MI 48867 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	100,188 sqft (2.3 acres)
Occupancy	Owner Occupied
Last Sale	$135,000 (2015)
Tax Bill	$1,922.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`011-07-300-003-02`

Exterior

Lot Area	100,188 sqft (2.3 acres)

Location & Zoning

Street Address	493 E GARRISON RD
City	OWOSSO
State	MI
Zip	48867-9760
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEC 7 T6N R3E COM AT A PT WHICH IS N8942'25!W 366.02 FT & N0006'28!E 1029.26 FT FROM S 14 POST OF SEC N0006'28!E 285.02 FT S8
Legal Range	03E
Legal Township	06N
Legal Section	07
Jurisdiction	SHIAWASSEE MI
Minor Civil Division	SHIAWASSEE
Census Blockgroup	1
Census Block	1038
Census Tract	31302

Owner

Source: Shiawassee County records · APN 011-07-300-003-02

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	493 E GARRISON RD, OWOSSO, MI 48867-9760
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2015 · Amount on Record
Deed Sale	Dec 11, 2015 · Amount on Record
Deed Doc Number	20153280725
Deed Book / Page	1217 / 475
Record Refreshed	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	493 E GARRISON RD, OWOSSO, MI 48867-9760
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 E GARRXSON ROAD, OWOSSO, MI 48867-9760

Mortgage

Document Number	0013070046
Date	May 10, 2023
Book Page	1307/46
Instrument	3371157

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 12, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,800 (+4.84%)	$255,600 (+4.84%)
2025	$1,922.00 (+2.73%) Homeowner's exemption	$121,900 (+18.93%)	$243,800 (+18.93%)
2024	$1,871.00 (+9.93%)
2023	$1,702.00 Homeowner's exemption	$102,500	$205,000

Flood & Wildfire

493 E Garrison Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Shiawassee County (26155C), updated April 12, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.