493 E 800 N, Denver, IN 46926 Property Records

Miami County property record for 493 E 800 N, Denver, IN 46926

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,610 sqft · built 2000
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$299,250 (Sep 2023)
Tax Bill	$1,546 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-12801-05`

Property Details

APN / Parcel Number

Primary APN	`018-12801-05`
Alternative APNs	`52-05-15-200-001.001-019` `01425751532`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft
Basement Area	1,610 sqft
Unfinished Basement	1,610 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2012
Construction Type	Wood
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01425751532
Street Address	493 E 800 N
City	DENVER
State	IN
Zip	46926-9345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	018-12801-05 PT NW 1/4 15-28-4 2.00 ACRES 35 128 00105
Jurisdiction	MIAMI IN
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4001
Census Tract	952000

Owner

493 E 800 N is owned and occupied by two individuals who bought it in September 2023.

Source: Miami County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	493 E 800 N, DENVER, IN 46926-9345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 5, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS BANK & TRUST
Jul 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGSTAR BANK FSB
Sep 11, 2023	Warranty Deed, Transfer · Conventional Mortgage BEACON CU
Sep 11, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2023 · Amount on File
Deed Sale	Sep 11, 2023 · Amount on File
Prior Sale	Sep 11, 2017 · Amount on File
Deed Document Number	2023523301
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	493 E 800 N, DENVER, IN 46926-9345
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210521307
Date	Mar 10, 2021
Instrument	20210521307

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	493 E 800 N, DENVER, IN 46926-9345
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170522880
Date	Jul 5, 2017
Instrument	20170522880

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	CONVERSE, IN 46919

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	35 Months
Due	Jun 26, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	493 E 800 N, DENVER, IN 46926-9345
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220523052
Date	Jul 1, 2022
Instrument	20220523052

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2037

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Sep 11, 2023
Property Address	493 E 800 N, DENVER, IN 46926-9345
Document Number	20230523301
Instrument Date	Sep 8, 2023
Instrument	20230523301
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 E 800 N, DENVER, IN 46926-9345

Mortgage

Document Number	20230523302
Date	Sep 11, 2023
Instrument	20230523302

Lender

Name	BEACON CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Sep 11, 2017
Property Address	493 E 800 N, DENVER, IN 46926-9345
Document Number	20170523959
Instrument Date	Sep 8, 2017
Instrument	20170523959
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170523960
Date	Sep 11, 2017
Instrument	20170523960

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 493 E 800 N was $1,546 with a homeowner's exemption, up 32.9% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Richland Township
Unified School District	North Miami Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,546.00 (+32.93%) Homeowner's exemption	$289,000 Land $20,800 Building $268,200	$289,000 Land $20,800 Building $268,200
2024	$1,163.00 (+15.15%)
2023	$1,010.00 (+1%)	$221,500 (+15.97%) Land $20,800 Building $200,700	$221,500 (+15.97%) Land $20,800 Building $200,700
2022	$1,000.00	$191,000 Land $20,800 Building $170,200	$191,000 Land $20,800 Building $170,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 493 E 800 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 493 E 800 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyewaves Fixed Wireless	100 / 100
Good Connections Fixed Wireless	100 / 100

May also be available: Brightspeed, RTC Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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