Garrett County property record for 493 Crows Point Rd, Swanton, MD 21561 · Last verified September 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1979 |
| Square Footage | 1,344 sqft Total Area |
| Lot Size | 82,595 sqft (1.89 acres) |
| Garage | Detached, 1,008 sqft |
| Last Sale | $640,000 (2019) |
| Tax Bill | $9,228.00 (2023) |
Source: Garrett County records · APN 18-036614
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 28 GREEN VIEW DR, FAIRMONT, WV 26554-1200 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 07, 2022 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) LOANDEPOT.COM LLC |
| Nov 06, 2019 | Deed, Transfer · Closed End Mortgage FIRST EXCHANGE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2019 · Amount on Record |
| Deed Sale | Nov 06, 2019 · Amount on Record |
| Deed Doc Number | 0000216749 |
| Deed Book / Page | 2167 / 49 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 493 CROWS POINT RD, SWANTON, MD 21561 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024210375 |
|---|---|
| Date | Jun 07, 2022 |
| Book Page | 2421/375 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | 6-Month LIBOR |
| Max Rate | 8.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Nov 06, 2019 |
| Property Address | 493 CROWS POINT RD, SWANTON, MD 21561 |
| Document Number | 0021670049 |
| Book / Page | 2167 / 0049 |
| Map Reference | MB TWM2 PG 874 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 GLEN VIEW DRIVE, 28, FAIRMONT, WV 26554 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 493 CROWS POINT RD, SWANTON, MD 21561 |
| Document Number | 0000216753 |
|---|---|
| Date | Nov 06, 2019 |
| Instrument | 2167/53 |
| Name | FIRST EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 18, 2049 |
Source: Garrett County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $9,228.00 | $787,567 | $982,100 Land $568,700 Building $413,400 |
Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 18-036614 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,344 sqft Total Area |
| 1st Floor | 1,344 sqft 1st Floor |
| Basement Area | 1,344 sqft Basement |
| Finished Basement | 1,344 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 82,595 sqft (1.89 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,008 sqft Garage |
| Deck Area | 460 sqft Deck |
| Patio Area | 680 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Sewage Connected |
| Account Number | 036614 |
|---|---|
| Street Address | 493 CROWS POINT RD |
| City | SWANTON |
| State | MD |
| Zip | 21561 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 82595 SQ FT W/225.85 THOUSAND ACRE TR DEEP CREEK LAKE |
| Legal Subdivision | DEEP CREEK |
| Legal Lot Number | F |
| Jurisdiction | GARRETT MD |
| Minor Civil Division | 1, SWANTON |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 501 |
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