493 Cougar Loop, Clark Fork, ID 83811 Property Records

Bonner County property record for 493 Cougar Loop, Clark Fork, ID 83811 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1996
Square Footage1,564 sqft Finished Area
Lot Size261,360 sqft (6 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$1,105.00 (2025)

Property Details

APN / Parcel Number

Primary APNRP55N03E189340A

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,564 sqft Finished Area
1st Floor1,564 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Exterior
Roof ConstructionGable Roof Construction
Roof MaterialGalvanized Roof
Lot Area261,360 sqft (6 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Lean-To650 sqft Lean-To
Pole Structure1,008 sqft Pole Structure

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Street Address493 COUGAR LOOP
CityCLARK FORK
StateID
Zip83811-0197
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description18-55N-3E TAX 31
Legal Range03E
Legal Township55N
Legal Section18
JurisdictionBONNER ID
Minor Civil DivisionCLARK FORK
Census Blockgroup1
Census Block1032
Census Tract950100

Owner

Source: Bonner County records · APN RP55N03E189340A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address493 COUGAR LOOP, CLARK FORK, ID 83811-0197
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Oct 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Apr 06, 2020Deed of Trust, Mortgage · Stand Alone Second Mortgage
ETHIC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBONNER ID
Property Address493 COUGAR LOOP, CLARK FORK, ID 83811-0197
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address493 COUGAR LOOP, CLARK FORK, ID 83811-0197

Mortgage

Document Number0001059492
DateMar 19, 2026
Instrument1059492
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 18, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBONNER ID
Property Address493 COUGAR LOOP, CLARK FORK, ID 83811-0197
Transaction TypeMortgage
Record UpdatedOct 31, 2022
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000913719
DateOct 30, 2017
Instrument913719
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2037

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBONNER ID
Property Address493 COUGAR LOOP, CLARK FORK, ID 83811-0197
Transaction TypeMortgage
Record UpdatedOct 31, 2022
Title CompanyFIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000974416
DateJan 15, 2021
Instrument974416
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBONNER ID
Property Address493 COUGAR LOOP, CLARK FORK, ID 83811-0197
Transaction TypeMortgage
Record UpdatedOct 31, 2022
Title CompanyRES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000955312
DateApr 06, 2020
Instrument955312
Lender
NameETHIC
TypeNon-Lending Institution
AddressBOSTON, MA 02110
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term237 Months
DueJan 24, 2040

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIdaho
CountyBonner County
Unified School DistrictLake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$386,103 (-)$386,103 (-)
2025$1,105.00 (-5.96%) Homeowner's exemption$386,103 (-4.95%) Land $174,828 Building $211,275$386,103 (-4.95%) Land $174,828 Building $211,275
2023$1,175.00 Homeowner's exemption$406,211 Land $146,266 Building $259,945$406,211 Land $146,266 Building $259,945

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