Livingston County property record for 493 Cloverview Ln, Howell, MI 48843 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,614 sqft Living Area |
| Lot Size | 18,138 sqft (0.416 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $430,000 (2025) |
| Tax Bill | $3,194.00 (2025) |
| Primary APN | 11-04-302-040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,614 sqft Living Area |
| 1st Floor | 1,596 sqft 1st Floor |
| Basement Area | 1,596 sqft Basement |
| Finished Basement | 1,300 sqft Finished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 18,138 sqft (0.416 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 484 sqft Garage |
| Porch | Porch |
| Porch Area | 30 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 493 CLOVERVIEW LN |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48843-7569 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC 4 T2N R5E LAKEWOOD KNOLL # 2 LOT 40 |
| Legal Range | 05E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | LAKEWOOD KNOLL |
| Legal Tract | 742400 |
| Legal Lot Number | 40 |
| Jurisdiction | LIVINGSTON MI |
| Minor Civil Division | GENOA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 742403 |
Source: Livingston County records · APN 11-04-302-040
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2135 OAK GROVE RD, HOWELL, MI 48855-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage LOC FCU |
| Aug 25, 2025 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Sep 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on Record |
| Deed Sale | Sep 12, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2004 · Amount on Record |
| Deed Doc Number | 202518133 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 493 CLOVERVIEW LN, HOWELL, MI 48843-7569 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 493 CLOVERVIEW LN, HOWELL, MI 48843-7569 |
| Document Number | 0000021962 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 2022R-021962 |
| Name | LOC FCU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48336 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Aug 31, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 493 CLOVERVIEW LN, HOWELL, MI 48843-7569 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 493 CLOVERVIEW LN, HOWELL, MI 48843-7569 |
| Document Number | 0000016755 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 2025R-016755 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | 5519 GLENWOOD HILLS PKWY SE, GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Term | 18 Months |
| Due | Feb 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Sep 12, 2025 |
| Property Address | 493 CLOVERVIEW LN, HOWELL, MI 48843-7569 |
| Document Number | 0000018133 |
| Map Reference | LB 35 PG 20 & 21 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025R-018133 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 493 CLOVERVIEW LN, HOWELL, MI 48843-7569 |
| Name | Verified Name |
|---|---|
| Address | 2135 OAK GROVE RD, HOWELL, MI 48855-9702 |
| Document Number | 0000018134 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 2025R-018134 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2040 |
Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Genoa Township |
| Unified School District | Howell Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,200 (+5.23%) | $386,400 (+5.23%) | |
| 2025 | $3,194.00 (-29.6%) Homeowner's exemption | $183,600 (+20.71%) | $367,200 (+20.71%) |
| 2024 | $4,537.00 (+23.42%) | ||
| 2023 | $152,100 | ||
| 2021 | $304,200 | ||
| 2019 | $3,676.00 |
493 Cloverview Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Livingston County (26093C), updated September 17, 2008
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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