493 Cherry Elm Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 493 Cherry Elm Dr, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,388 sqft · built 2025
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$329,990 (Oct 2025)
Tax Bill	$929 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027985-1000`

Property Details

APN / Parcel Number

Primary APN	`027985-1000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,388 sqft Living Area
Gross Area	1,774 sqft Gross Area
1st Floor Area	1,388 sqft 1st Floor
Stories	1 Story
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Parking Spaces	1 Parking Space
Garage Type	Attached
Garage Area	386 sqft Garage
Porch	Finished/Open Porch
Porch Area	117 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	493 CHERRY ELM DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0133
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	113/64-74 SILVERLEAF 29B-2 LOT 100 OR6244/1876
Legal Subdivision	SILVERLEAF 29B-2
Legal Block	1
Legal Lot Number	100
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20908

Owner

Source: St. Johns County records · APN 027985-1000

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	493 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Feb 25, 2025 · Amount on Record
Deed Document Number	202586923
Deed Book / Page	6244 / 1876
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 24, 2025
Property Address	493 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0133
Document Number	0062441876
Book / Page	6244 / 1876
Map Reference	MB 113 PG 64
Instrument Date	Oct 22, 2025
Instrument	2025086923
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 02, 2026
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	493 CHERRY ELM DR, ST AUGUSTINE, FL 32092-0133

Mortgage

Document Number	0062441878
Date	Oct 24, 2025
Instrument	6244/1878

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,892 (+294.05%) Land $70,000 Building $201,892	$271,892 (+294.05%) Land $70,000 Building $201,892
2025	$929.00 (+13.02%)	$69,000 (+1.47%)	$69,000 (+1.47%) Land $69,000
2024	$822.00 (+11.68%)	$68,000 (+17.24%)	$68,000 (+17.24%) Land $68,000
2023	$736.00	$58,000	$58,000 Land $58,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 418 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.