493 Cedar Rd, Evergreen, CO 80439 Property Records

Clear Creek County property record for 493 Cedar Rd, Evergreen, CO 80439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1976
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,500 (Mar 2019)
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2085-362-03-008`

Property Details

APN / Parcel Number

Primary APN	`2085-362-03-008`
Alternative APN	`R014506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	1,968 sqft
Basement Area	384 sqft
Flooring	Carpet

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	A-Frame
Exterior Material	Shingles
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)
Terrain	Combination
Deck Area	496 sqft
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	R014506
Street Address	493 CEDAR RD
City	EVERGREEN
State	CO
Zip	80439-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	SUBDIVISION: BROOK FOREST ESTATE LOT: 24-G F3 & IMP
Legal Subdivision	BROOK FOREST ESTATE
Legal Lot Number	24-G
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	IDAHO SPRINGS
Census Block Group	1
Census Block	1055
Census Tract	14701

Owner

Source: Clear Creek County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	493 CEDAR RD, EVERGREEN, CO 80439-4001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 22, 2019	Deed of Trust, Transfer · Conventional Mortgage BANK OF AMERICA
Mar 22, 2019	Warranty Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Prior Sale	May 30, 2008 · Amount on Record
Deed Document Number	2019290912
Deed Book / Page	962 / 293
Prior Transfer Date	Jan 24, 2006
Prior Transfer Doc	0007470214
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	493 CEDAR RD, EVERGREEN, CO 80439-4001
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 CEDAR RD, EVERGREEN, CO 80439-4001

Mortgage

Document Number	0010150032
Date	Aug 30, 2021
Book Page	1015/32
Instrument	302318

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	493 CEDAR RD, EVERGREEN, CO 80439-4001
Document Number	0009620295
Instrument Date	Mar 22, 2019
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4433 ZENOBIA ST DENVER CO 802122405, DENVER, CO 80212-2405

Mortgage

Document Number	0009620295
Date	Mar 26, 2019
Book Page	000962/000295
Instrument	290913

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Mar 22, 2019
Property Address	493 CEDAR RD, EVERGREEN, CO 80439-4001
Document Number	0009620293
Book / Page	000962 / 000293
Instrument Date	Mar 19, 2019
Instrument	290912
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$30.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	493 CEDAR RD EVERGREEN CO 804394001, EVERGREEN, CO 80439-4001

Tax Assessment & Valuation

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,268.00 (+29.67%)	$29,570 (+31.01%) Land $1,630 Building $27,940	$472,970 (+40.44%) Land $26,000 Building $446,970
2023	$1,749.00 (-13.63%)	$22,570 (-11.77%) Land $1,500 Building $21,070	$336,770 (-8.48%) Land $22,350 Building $314,420
2022	$2,025.00	$25,580 Land $1,810 Building $23,770	$367,960 Land $26,000 Building $341,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.5% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: CenturyLink, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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