49293 Plate Rd, Oberlin, OH 44074 Property Records

Lorain County property record for 49293 Plate Rd, Oberlin, OH 44074

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 1.5 ba · 2,071 sqft · built 1900
Lot Size	39.9 acres (1,741,093 sqft)
Owner	Company Name on File
Last Sale	$755,000 (Jun 2015)
Tax Bill	$10,059 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-007-000-005`

Property Details

APN / Parcel Number

Primary APN	`13-10-007-000-005`
Alternative APN	`1310007000001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,071 sqft Gross Area
1st Floor Area	1,241 sqft
Upper Floors Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,741,093 sqft (39.9 acres)
Lot Width	8 ft Width
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	454 sqft
Granary	2,377 sqft
Pole Barn	9,280 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	49293 PLATE RD
City	OBERLIN
State	OH
Zip	44074-9244
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	FROM -001
Legal Subdivision	CAMDEN
Legal Lot Number	7,10
Jurisdiction	LORAIN OH
Township / Civil Division	CAMDEN
Census Block Group	1
Census Block	1051
Census Tract	93100

Owner

49293 Plate Rd, an agricultural property, is owned by a company that bought it in June 2015.

Source: Lorain County records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	49260 PLATE RD, OBERLIN, OH 44074-9244
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2015 · Amount on File
Deed Sale	Jun 19, 2015 · Amount on File
Deed Document Number	2015549085
Prior Transfer Date	Apr 29, 2003
Prior Transfer Doc	0000920569
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	49293 PLATE RD, OBERLIN, OH 44074-9244
Document Number	0000766310
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49260 PLATE RD OBERLIN OH 440749244, OBERLIN, OH 44074-9244

Mortgage

Document Number	0000766310
Date	Jun 25, 2020
Instrument	766310

Lender

Name	FARM SVC AGCY US DEPT/AGRICULT
Address	NORWALK, OH 44857

Agreement

Amount	Amount on Record
Term	84 Months
Due	Jun 24, 2027

Interest

Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 49293 Plate Rd was $10,059, down 1.6% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Camden Township
Unified School District	Firelands Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,059.00 (-1.57%)	$295,580 (%) Land $109,850 Building $185,730	$844,530 (-) Land $313,860 Building $530,670
2024	$10,219.00 (-3.93%)	$295,586 (+12.05%) Land $109,851 Building $185,735	$844,530 (+12.05%) Land $313,860 Building $530,670
2023	$10,637.00 (+0.35%)	$263,799 (%) Land $79,415 Building $184,384	$753,710 Land $226,900 Building $526,810
2022	$10,600.00 Additional exemption filed	$263,800 Land $79,420 Building $184,380
2021			$753,710 Land $226,900 Building $526,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 49293 Plate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49293 Plate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30