4928 Kelsch Ln, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4928 Kelsch Ln, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,385 sqft · built 1955
Lot Size	0.305 acres (13,286 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Apr 2026)
Tax Bill	$5,010 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`051-0008-0087-00`

Property Details

APN / Parcel Number

Primary APN	`051-0008-0087-00`
Alternative APN	`0011146`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,385 sqft Living Area
Gross Area	3,546 sqft
1st Floor Area	1,665 sqft
Basement Area	1,665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	13,286 sqft (0.305 acres)
Lot Dimensions	109 ft deep x 33 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4928 KELSCH LN
City	CINCINNATI
State	OH
Zip	45227-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	KELSCH LN 33.23 X 109.11 IRR LOT 36 CHARLEMAR SUB BLK 2
Legal Subdivision	CHARLEMAR SUB
Legal Block	2
Legal Lot Number	36
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3010
Census Tract	5500

Owner

Source: Hamilton County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	6202 STONEYFORD CT, WEST CHESTER, OH 45069-1300
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Warranty Deed, Transfer · Conventional Mortgage LCNB NATIONAL BANK
Apr 3, 2026	Fiduciary Deed, Transfer RIVER TOWN TITLE, RIVERTOWNE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Deed Document Number	202624922
Deed Book / Page	15637 / 696
Prior Transfer Date	Jun 3, 1998
Prior Transfer Doc	0000098700
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 29, 2026
Property Address	4928 KELSCH LN, CINCINNATI, OH 45227-1407
Document Number	0000080159
Book / Page	15760 / 1594
Instrument Date	Sep 15, 2026
Instrument	202680159
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4928 KELSCH LN, CINCINNATI, OH 45227-1407

Mortgage

Document Number	0000080160,
Date	Sep 29, 2026
Instrument	202680160

Lender

Name	LCNB NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 3, 2026
Property Address	4928 KELSCH LN, CINCINNATI, OH 45227-1407
Document Number	0000024922
Book / Page	15637 / 696
Instrument Date	Apr 1, 2026
Instrument	2026.24922
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	RIVER TOWN TITLE, RIVERTOWNE TITLE

Transaction

Amount	Amount Recorded
Tax	$42,420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	6202 STONEYFORD CT, WEST CHESTER, OH 45069-1300

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,010.00 (-0.87%) Homeowner's exemption	$94,815 (-) Land $35,280 Building $59,535	$270,900 (-) Land $100,800 Building $170,100
2024	$5,054.00 (-3.18%) Homeowner's exemption	$94,815 (-) Land $35,280 Building $59,535
2023	$5,220.00 (-1.86%) Homeowner's exemption	$94,815 (+8.94%) Land $35,280 Building $59,535	$270,900 (+8.94%) Land $100,800 Building $170,100
2022	$5,319.00 Homeowner's exemption	$87,031 Land $21,168 Building $65,863
2020			$248,660 Land $60,480 Building $188,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1979–2010)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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