4928 Gregory Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 4928 Gregory Rd, Cambridge, MD 21613 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,728 sqft · built 1940
Lot Size	3.39 acres (147,886 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Mar 2017)
Tax Bill	$6,511 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2017 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`09-196765`

Property Details

APN / Parcel Number

Primary APN	`09-196765`
Alternative APNs	`9196765` `196765`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,728 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	147,886 sqft (3.39 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	349 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	196765
Street Address	4928 GREGORY RD
City	CAMBRIDGE
State	MD
Zip	21613-3685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IMPS LOT - 3.395 ACR INCLUDES PARCEL 2, 3 & 4 NW OF GREGORY RD
Legal Subdivision	LANDE RETAINDE
Jurisdiction	DORCHESTER MD
Township / Civil Division	9, CHURCH CREEK
Census Block Group	2
Census Block	2011
Census Tract	970804

Owner

Source: Dorchester County records · APN 09-196765

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4928 GREGORY RD, CAMBRIDGE, MD 21613-3685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Mar 29, 2017	Grant Deed, Transfer · Conventional Mortgage NFM LNDG
Mar 17, 2017	Grant Deed, Transfer EASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO
Mar 17, 2017	Quit Claim Deed, Transfer EASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2017 · Amount on Record
Deed Sale	Mar 29, 2017 · Amount on Record
Prior Sale	Mar 17, 2017
Deed Document Number	20171391-450
Deed Book / Page	1391 / 450
Prior Transfer Date	Mar 14, 2017
Prior Transfer Doc	0013890475
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4928 GREGORY RD, CAMBRIDGE, MD 21613-3685
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015940135
Date	Sep 08, 2020
Book Page	1594/135

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 29, 2017
Property Address	4928 GREGORY RD, CAMBRIDGE, MD 21613-3685
Document Number	0013910450
Book / Page	001391 / 000450
Instrument Date	Mar 24, 2017
Transaction Type	Transfer
Record Updated	Oct 03, 2017
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4928 GREGORY RD CAMBRIDGE MD 216133685, CAMBRIDGE, MD 21613-3685

Mortgage

Document Number	13910455
Date	Mar 29, 2017
Book Page	001391/000455

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 17, 2017
Property Address	4928 GREGORY RD, CAMBRIDGE, MD 21613-3685
Document Number	0013890486
Book / Page	001389 / 000486
Instrument Date	Mar 14, 2017
Transaction Type	Transfer
Record Updated	Oct 02, 2017
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4928 GREGORY RD CAMBRIDGE MD 216133685, CAMBRIDGE, MD 21613-3685

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 17, 2017
Property Address	4928 GREGORY RD, CAMBRIDGE, MD 21613-3685
Document Number	0013890475
Book / Page	001389 / 000475
Instrument Date	Mar 14, 2017
Transaction Type	Transfer
Record Updated	Oct 05, 2017
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4928 GREGORY RD CAMBRIDGE MD 216133685, CAMBRIDGE, MD 21613-3685

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,200 (+6.06%) Land $253,500 Building $345,700	$599,200 (-) Land $253,500 Building $345,700
2025	$6,511.00 (+16.66%)	$564,967 (+13.79%)	$599,200 (+20.68%) Land $253,500 Building $345,700
2023	$5,581.00	$496,500 Land $253,500 Building $243,000	$496,500 Land $253,500 Building $243,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199708042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 196 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	196 in force 128 of 196 on primary residences
Nearby Flood Claims	178 (1978–2026)
Claims Outside the SFHA	2 of 178
Most Recent Claim	Apr 2026, other causes
Flood Events	Tropical Storm Isaias (Aug 2020), 3 claims Hurricane Sandy (Oct 2012), 2 claims Hurricane Isabel (Sep 2003), 112 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Gregory Rd

Nearby Streets

All Cambridge, MD Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures