49278 Tidewater Dr, Indio, CA 92201 Property Records

Riverside County property record for 49278 Tidewater Dr, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,010 sqft · built 2015
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$805,000 (Feb 2015)
Tax Bill	$13,369 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`616-481-061`

Property Details

APN / Parcel Number

Primary APN	`616-481-061`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,010 sqft Living Area
Gross Area	4,755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Material	Tile
Lot Area	22,651 sqft (0.519 acres)
Garage Type	Attached
Garage Area	745 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	616481061
Street Address	49278 TIDEWATER DR
City	INDIO
State	CA
Zip	92201-8874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.52 ACRES M/L IN POR LOTS 72 & 81 MB 391/096 TR 32339-1
Legal Subdivision	TRACT 32339 1
Legal Tract	32339-1
Legal Lot Number	72,81 81
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2015
Census Tract	45224

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	49278 TIDEWATER DR, INDIO, CA 92201-8874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit UNITED NATIONS FCU
Apr 3, 2017	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Aug 18, 2020	Deed of Trust, Mortgage · Line of Credit UNITED NATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2015 · Amount on Record
Deed Sale	Feb 24, 2015 · Amount on Record
Prior Sale	Nov 16, 2012
Deed Document Number	2015-0072753
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	49278 TIDEWATER DR, INDIO, CA 92201-8874
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49278 TIDEWATER DR, INDIO, CA 92201-8874

Mortgage

Document Number	0000595793
Date	Oct 7, 2021
Instrument	2021-0595793

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	49278 TIDEWATER DR, INDIO, CA 92201-8874
Transaction Type	Mortgage
Record Updated	Jul 23, 2021
Title Company	TRGC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49278 TIDEWATER DR, INDIO, CA 92201-8874

Mortgage

Document Number	0000416360
Date	Jul 12, 2021
Instrument	2021-0416360

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	49278 TIDEWATER DR, INDIO, CA 92201-8874
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132059
Date	Apr 3, 2017
Instrument	2017-0132059

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	49278 TIDEWATER DR, INDIO, CA 92201-8874
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000379248
Date	Aug 18, 2020
Instrument	2020-0379248

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Coachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,369.00 (+3.11%) Homeowner's exemption	$967,479 (+4.04%) Land $290,241 Building $677,238
2023	$12,966.00 (+4.51%) Homeowner's exemption	$929,912 Land $278,971 Building $650,941
2022	$12,407.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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