St. Louis County property record for 4927 Otsego St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,434 sqft · built 1953 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,232 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0790-02040 |
| Primary APN | 010-0790-02040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,434 sqft Gross Area |
| 1st Floor Area | 1,434 sqft |
| Basement Area | 250 sqft |
| Finished Basement | 250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 8,400 sqft (0.192 acres) |
| Garage Area | 896 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 120 sqft |
| Deck Area | 240 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 672969 |
|---|---|
| Street Address | 4927 OTSEGO ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 204 AND 205 AND ELY 10 FT OF LOT206 SERIAL # |
| Legal Subdivision | CROSLEY PARK ADDITION TO DULUTH |
| Legal Block | 19 |
| Legal Lot Number | 204-206 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 200 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4927 OTSEGO ST, DULUTH, MN 55804-1649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 15, 2001 |
| Transfer Doc | 0000838885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4927 OTSEGO ST, DULUTH, MN 55804-1649 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO |
| Name | Verified Name |
|---|---|
| Address | 4927 OTSEGO ST, DULUTH, MN 55804-1649 |
| Document Number | 0001422855 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 1422855 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 11, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,232.00 (+7.25%) Homeowner's exemption | ||
| 2025 | $3,946.00 (+1.08%) Homeowner's exemption | $323,800 (+6.41%) Land $51,600 Building $272,200 | $323,800 (+6.41%) Land $51,600 Building $272,200 |
| 2024 | $3,904.00 | $304,300 (+15.97%) Land $49,800 Building $254,500 | $304,300 (+15.97%) Land $49,800 Building $254,500 |
| 2022 | $262,400 Land $38,300 Building $224,100 | $262,400 Land $38,300 Building $224,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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