Okaloosa County property record for 4926 Galliver Cutoff, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,176 sqft · built 1978 |
| Lot Size | 5.34 acres (232,610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jun 2016) |
| Tax Bill | $1,084 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-6761-8 |
| Primary APN | C56-000-596-6761-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 3,356 sqft |
| 1st Floor Area | 2,176 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 232,610 sqft (5.34 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 500 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4926 GALLIVER C O |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SW COR OF SW1/4 OF NW1/4 E 600 FT N 327 FT TO POB N 327 FT E 771.9 FT TO R/W SW ALG R/W 336 FT W 674.85 FT TO POB |
| Legal Range | 25W |
| Legal Township | 03N |
| Legal Section | 25 |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 20101 |
4926 Galliver Cutoff is owned and occupied by two individuals who bought it in June 2016.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4926 GALLIVER CUTOFF, BAKER, FL 32531-5336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2016 · Amount on File |
| Deed Sale | Jun 7, 2016 · Amount on File |
| Deed Document Number | 20163070386 |
| Deed Book / Page | 3251 / 2636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4926 GALLIVER CTO, BAKER, FL 32531-5336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4926 GALLIVER CTO, BAKER, FL 32531-5336 |
| Document Number | 0034884451 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 3488/4451 |
| Instrument | 3387794 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 4926 Galliver Cutoff was $1,084 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,084.00 Homeowner's exemption Veteran's exemption | $147,291 | $216,983 Land $47,635 Building $169,348 |
| 2023 | $1,011.00 (+3.27%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $138,971 (+3%) | $204,982 (+8.04%) Land $40,471 Building $164,511 |
| 2022 | $979.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $134,923 | $189,721 Land $37,823 Building $151,898 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4926 Galliver Cutoff in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4926 Galliver Cutoff is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, CenturyLink, Mediacom Xtream, T-Mobile.
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