4926 Emilee Grace Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4926 Emilee Grace Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,797 sqft · built 2006
Lot Size	0.516 acres (22,476 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Jul 2026)
Tax Bill	$7,118 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-25-31-3017-0001-2100`

Property Details

APN / Parcel Number

Primary APN	`19-25-31-3017-0001-2100`
Alternative APNs	`253119301700012100` `133065`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,797 sqft Living Area
Gross Area	3,952 sqft
1st Floor Area	2,293 sqft
Upper Floors Area	504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,476 sqft (0.516 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Florida Room
Porch Area	427 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	4926 EMILEE GRACE LN
City	SAINT CLOUD
State	FL
Zip	34771-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	EAST LAKE RESERVE AT NARCOOSSEE UNIT 4 PB 17 PGS 123-124 LOT 210
Legal Range	31E
Legal Township	25S
Legal Section	19
Legal Subdivision	EAST LAKE RESERVE AT NARCOOSSEE UNIT 4
Legal Tract	3017
Legal Block	2100
Legal Lot Number	210
Legal Unit	4P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1032
Census Tract	43600

Owner

4926 Emilee Grace Ln is owned and occupied by two individuals who bought it in July 2026.

Source: Osceola County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4926 EMILEE GRACE LN, SAINT CLOUD, FL 34771-8320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 7, 2022	Warranty Deed, Transfer RED DOOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Sep 17, 2024 · Amount on File
Deed Document Number	202698090
Deed Book / Page	7010 / 873
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 28, 2026
Property Address	4926 EMILEE GRACE LN, SAINT CLOUD, FL 34771-8320
Document Number	0000098090
Book / Page	7010 / 873
Instrument Date	Jul 27, 2026
Instrument	202698090
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487,830.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4926 EMILEE GRACE LN, SAINT CLOUD, FL 34771-8320

Mortgage

Document Number	0000098091,
Date	Jul 28, 2026
Instrument	202698091

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 7, 2022
Property Address	4926 EMILEE GRACE LN, SAINT CLOUD, FL 34771-8320
Document Number	0062471162
Book / Page	6247 / 1162
Map Reference	MB 17 PG 123&124
Instrument Date	Jul 6, 2022
Instrument	2022105402
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	RED DOOR TITLE

Transaction

Amount	Amount on Record
Tax	$4,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13903 BRAMBLE BUSH CT, 13903, ORLANDO, FL 32832-5724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4926 EMILEE GRACE LN, SAINT CLOUD, FL 34771-8320

Tax Assessment & Valuation

The 2025 property tax bill for 4926 Emilee Grace Ln was $7,118.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,118.00	$503,200 Land $75,000 Building $428,200	$503,200 Land $75,000 Building $428,200
2023	$7,327.00 (+90.21%)	$480,200 (+74.89%) Land $60,000 Building $420,200	$480,200 (+6.38%) Land $60,000 Building $420,200
2022	$3,852.00 Homeowner's exemption	$274,565	$451,400 Land $55,000 Building $396,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4926 Emilee Grace Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4926 Emilee Grace Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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