4926 Arctic Tern Ct, Frederick, MD 21703 Property Records

Frederick County property record for 4926 Arctic Tern Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	4 ba · 1,214 sqft · built 1989
Lot Size	0.048 acres (2,103 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Aug 2022)
Tax Bill	$2,846 (2023)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-019554`

Property Details

APN / Parcel Number

Primary APN	`01-019554`
Alternative APNs	`1019554` `019554`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,214 sqft Total Area
1st Floor Area	636 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,103 sqft (0.048 acres)
Porch	Open Porch
Porch Area	24 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	019554
Old Parcel Number	1019554
Street Address	4926 ARCTIC TERN CT
City	FREDERICK
State	MD
Zip	21703-7168
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R5
Legal Description	LOT 512 SEC 6 PLAT 1 2103 SQ FT ROBIN MEADOWS CLUSTER
Legal Subdivision	ROBIN MEADOWS CLUSTER
Legal Lot Number	512
Jurisdiction	FREDERICK MD
Township / Civil Division	1, BUCKEYSTOWN
Census Block Group	1
Census Block	1000
Census Tract	752301

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4926 ARCTIC TERN CT, FREDERICK, MD 21703-7168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed, Transfer · FHA Mortgage M & T BANK
Nov 19, 2018	Deed of Trust, Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	May 6, 2004 · Amount on Record
Deed Document Number	0001609167
Deed Book / Page	16091 / 67
Record Updated	Jun 7, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 18, 2022
Property Address	4926 ARCTIC TERN CT, FREDERICK, MD 21703-7168
Document Number	0160910067
Book / Page	16091 / 67
Map Reference	MB 36 PG 103
Instrument Date	Aug 12, 2022
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4926 ARCTIC TERN CT, FREDERICK, MD 21703-7168

Mortgage

Document Number	0001609175
Date	Aug 18, 2022
Instrument	16091/75

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4926 ARCTIC TERN CT, FREDERICK, MD 21703-7168
Document Number	0127350259
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9705 BRADEN CT NEW MARKET MD 21774, NEW MARKET, MD 21774

Mortgage

Document Number	0127350259
Date	Dec 3, 2018
Book Page	012735/000259

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,846.00	$235,367	$249,000 Land $80,000 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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