4925 W Gresham Hwy, Charlotte, MI 48813 Property Records

Eaton County property record for 4925 W Gresham Hwy, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,096 sqft
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on File
Tax Bill	$2,006 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06002010004000`

Property Details

APN / Parcel Number

Primary APN	`06002010004000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft
Basement Area	1,096 sqft
Unfinished Basement	1,096 sqft

Exterior

Lot Area	38,768 sqft (0.89 acres)
Garage Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4925 W GRESHAM HWY
City	CHARLOTTE
State	MI
Zip	48813-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	COM 358 FT E OF NW COR SEC.20, E 130 FT, S 300 FT, W 130 FT, N 300 FT TO BEG. SEC.20, T3N,R5W, CHESTER TWP 1993
Legal Range	05W
Legal Township	03N
Legal Section	20
Jurisdiction	EATON MI
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1075
Census Tract	20602

Owner

4925 W Gresham Hwy is owned and occupied by an individual who acquired it in October 2019.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4925 W GRESHAM HWY, CHARLOTTE, MI 48813-8839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2018	Deed of Trust, Mortgage · FHA Mortgage INDEPENDENT BANK
Oct 8, 2019	Intrafamily Transfer, Transfer · FHA Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019
Deed Sale	Oct 8, 2019
Prior Sale	Dec 28, 2007 · Amount on File
Deed Book / Page	2807 / 549
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	02807/0549
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	4925 W GRESHAM HWY, CHARLOTTE, MI 48813-8839
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02744/1052
Date	Jul 24, 2018
Book Page	2744/1052

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Oct 8, 2019
Property Address	4925 W GRESHAM HWY, CHARLOTTE, MI 48813-8839
Document Number	02807/0549
Book / Page	2807 / 0549
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	INDEPENDENT TITLE, INDEPENDENT TITLE SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4925 W GRESHMALLING, 4925, CHARLOTTE, MI 48813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4925 W GRESHAM HWY, CHARLOTTE, MI 48813-8839

Mortgage

Document Number	0002807552
Date	Oct 8, 2019
Instrument	2807/552

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4925 W Gresham Hwy was $2,006 with a homeowner's exemption, up 3.2% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Chester Township
Unified School District	Maple Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,200 (+4.38%)	$205,347 (-) Land $20,889 Building $184,458
2025	$2,006.00 (+3.19%) Homeowner's exemption	$102,700	$205,347 Land $20,889 Building $184,458
2024	$1,944.00
2023		$84,800	$169,600
2022	$1,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4925 W Gresham Hwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4925 W Gresham Hwy is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HomeWorks Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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