Osceola County property record for 4925 Rain Shadow Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2023 |
| Square Footage | 1,888 sqft Heated Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Garage | Finished |
| Last Sale | $409,600 (2023) |
| Tax Bill | $8,464.00 (2025) |
| Primary APN | 212630364400013420 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,888 sqft Heated Area |
| Gross Area | 2,579 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Porch Area | 250 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4925 RAIN SHADOW DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6313 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HAVENFIELD AT CROSS PRAIRIE PB 33 PGS 6-10 LOT 342 |
| Legal Lot Number | 342 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 43209 |
Source: Osceola County records · APN 212630364400013420
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12951 KIRBY SMITH RD, ORLANDO, FL 32832-6122 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMWEST FUNDING CORP |
| Oct 17, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on Record |
| Deed Sale | Oct 17, 2023 · Amount on Record |
| Deed Doc Number | 2023136645 |
| Deed Book / Page | 6491 / 147 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4925 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12951 KIRBY SMITH RD, ORLANDO, FL 32832-6122 |
| Document Number | 0069182956 |
|---|---|
| Date | Feb 06, 2026 |
| Book Page | 6918/2956 |
| Instrument | 2026016587 |
| Name | AMWEST FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 17, 2023 |
| Property Address | 4925 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6313 |
| Document Number | 0064910147 |
| Book / Page | 6491 / 147 |
| Map Reference | MB 33 PG 6-10 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 2023136645 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | CLEAR TITLE OF FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,867.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 283 CRANES ROOST BLVD STE 250, 250, ALTAMONTE SPRINGS, FL 32701-3546 |
| Name | Verified Name |
|---|---|
| Address | 12951 KIRBY SMITH RD, ORLANDO, FL 32832-6122 |
| Document Number | 0006491149 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 6491/149 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.37% |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 8.37% |
| Max Rate At Change | 13.3% |
| Index | SOFR Average 30-Day |
| Margin | 4 |
| Max Rate | 13.3% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,464.00 | $379,600 Land $65,000 Building $314,600 | $379,600 Land $65,000 Building $314,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | High above 82% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 168 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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