4925 Minnesota Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4925 Minnesota Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,424 sqft · built 2005
Lot Size	0.232 acres (10,085 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Dec 2021)
Tax Bill	$5,938 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242-0400-092-0000`

Property Details

APN / Parcel Number

Primary APN	`242-0400-092-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,424 sqft Living Area
1st Floor Area	2,424 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,085 sqft (0.232 acres)
Garage Area	803 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4925 MINNESOTA AVE
City	FAIR OAKS
State	CA
Zip	95628-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	PARCEL MAP, LOT 3
Legal Subdivision	PARCEL MAP
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	8007

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4925 MINNESOTA AVE, FAIR OAKS, CA 95628-4818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Dec 3, 2021	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Mar 23, 2006 · Amount on File
Deed Document Number	2021790
Deed Book / Page	20211203 / 790
Prior Transfer Date	Mar 21, 2006
Prior Transfer Doc	0000000467
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4925 MINNESOTA AVE, FAIR OAKS, CA 95628-4818
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4925 MINNESOTA AVE, FAIR OAKS, CA 95628-4818

Mortgage

Document Number	0000001204
Date	Sep 29, 2021
Instrument	2021092901204

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4925 MINNESOTA AVE, FAIR OAKS, CA 95628-4818
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4925 MINNESOTA AVE, FAIR OAKS, CA 95628-4818

Mortgage

Document Number	0000000883
Date	Sep 2, 2022
Instrument	2022090200883

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 3, 2021
Property Address	4925 MINNESOTA AVE, FAIR OAKS, CA 95628-4818
Document Number	0000000790
Map Reference	MB 173 MAP 18
Instrument Date	Nov 29, 2021
Instrument	2021120300790
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12376 MONTAUK WAY, RANCHO CORDOVA, CA 95742-7725

Mortgage

Document Number	0000000791
Date	Dec 3, 2021
Instrument	2021120300791

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4925 MINNESOTA AVE, FAIR OAKS, CA 95628-4818
Document Number	1708040563
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4925 MINNESOTA AVE FAIR OAKS CA 956284818, FAIR OAKS, CA 95628-4818

Mortgage

Document Number	1708040563
Date	Aug 4, 2017
Instrument	1708040563

Lender

Name	BANK OF THE WEST
Type	Bank
Address	CITRUS HEIGHTS, CA 95621

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$505,213 (+2%) Land $130,040 Building $375,173
2025	$5,938.00 (+0.8%) Homeowner's exemption	$495,308 (+4.04%) Land $127,491 Building $367,817
2024	$5,891.00 (+3.03%)
2023	$5,718.00 (-1.09%) Homeowner's exemption	$476,077 Land $122,542 Building $353,535
2022	$5,781.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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