4923 Willow Ridge Ter, Valrico, FL 33596 Property Records

Hillsborough County property record for 4923 Willow Ridge Ter, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,232 sqft · built 1993
Lot Size0.225 acres (9,814 sqft)
OwnerCompany Name on File
Last Sale$487,000 (Sep 2025)
Tax Bill$6,711 (2025)
Deeds & MortgagesAug 2024 Mortgage
Sep 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN087538-1002

Property Details

APN / Parcel Number

Primary APN087538-1002
Alternative APN
  • U093021374000004000060

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,232 sqft Living Area
Gross Area2,967 sqft
1st Floor Area2,232 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,814 sqft (0.225 acres)
Lot Dimensions125 ft deep x 77 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area28 sqft
PorchOpen Porch
Porch Area294 sqft
Patio Area394 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0875381002
Street Address4923 WILLOW RIDGE TER
CityVALRICO
StateFL
Zip33596-8239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRIVER HILLS COUNTRY CLUB PHASE 1A PARCEL 7 LOT 6 BLOCK 4
Legal Range21E
Legal Township30S
Legal Section09
Legal SubdivisionRIVER HILLS COUNTRY CLUB PHASE 1A PARCEL
Legal Tract374
Legal Block4
Legal Lot Number6
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1004
Census Tract13208

Owner

4923 Willow Ridge Ter is owned by a company that bought it in September 2025.

Source: Hillsborough County records, as of September 30, 2026

Owner of RecordCompany Name on File
Mailing Address7901 4TH ST N, 300, SAINT PETERSBURG, FL 33702-4399
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Sep 9, 2025Warranty Deed, Transfer
PP VENTURE HOLDINGS LLC
Apr 3, 2023Warranty Deed, Transfer · FHA Mortgage
FIRSTRUST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2025 · Amount on File
Deed SaleSep 9, 2025 · Amount on File
Prior SaleApr 3, 2023 · Amount on File
Deed Document Number2025391748
Prior Transfer DateAug 9, 2016
Prior Transfer Doc0000334984
Record UpdatedOct 29, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4923 WILLOW RIDGE TER, VALRICO, FL 33596-8239
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4923 WILLOW RIDGE TER, VALRICO, FL 33596-8239

Mortgage

Document Number0000340495
DateAug 13, 2024
Instrument2024340495
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term345 Months
DueMay 1, 2053

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 9, 2025
Property Address4923 WILLOW RIDGE TER, VALRICO, FL 33596-8239
Document Number0000391748
Map ReferenceMB 70 PG 31-1-31-4
Instrument DateAug 29, 2025
Instrument2025391748
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyOMEGA NATL TTL AGCY LLC JACK

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,409.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23 CLERK ROAD, PENICUILK XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address7901 4TH ST N STE 300, 300, SAINT PETERSBURG, FL 33702-4399
InvestorPossibly a Property Investor

Mortgage

Document Number0000391749
DateSep 9, 2025
Instrument2025391749
Lender
NamePP VENTURE HOLDINGS LLC
TypeNon-Lending Institution
Agreement
AmountAmount on Record

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 3, 2023
Property Address4923 WILLOW RIDGE TER, VALRICO, FL 33596-8239
Document Number0000140303
Map ReferenceMB 70 PG 31-1-31-4
Instrument DateApr 3, 2023
Instrument2023140303
Transaction TypeTransfer
Record UpdatedSep 26, 2025
Title CompanyMAJESTY TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12802 JOHNSON DR # 208, 208, SHAWNEE, KS 66216-1645

Transferred To (Grantee/Buyer)

NameVerified Name
Address3610 LITHIA RIDGE BLVD, VALRICO, FL 33596-6481

Mortgage

Document Number0000140304
DateApr 3, 2023
Instrument2023140304
Lender
NameFIRSTRUST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4923 Willow Ridge Ter was $6,711, up 5.5% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$369,464 (-1.94%) Land $99,138 Building $270,326$369,464 (-1.94%) Land $99,138 Building $270,326
2025$6,711.00 (+5.45%) Homeowner's exemption$376,790 (-) Land $99,138 Building $277,652$376,790 (-) Land $99,138 Building $277,652
2024$6,364.00 (+126.15%) Homeowner's exemption$376,790 (+110.56%) Land $99,138 Building $277,652$376,790 (+19.97%) Land $99,138 Building $277,652
2023$2,814.00 (+2.85%) Homeowner's exemption Widower's exemption$178,950 (+2.75%)$314,074 (-0.33%) Land $89,224 Building $224,850
2022$2,736.00 Homeowner's exemption Widower's exemption$174,166$315,115 Land $89,224 Building $225,891

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4923 Willow Ridge Ter in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 48 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims12 (1997–2024)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4923 Willow Ridge Ter is moderate, ranking above 40% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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