4923 Valley Pine Dr, Frederick, MD 21703 Property Records

Frederick County property record for 4923 Valley Pine Dr, Frederick, MD 21703 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Architecture Style	Conventional
Year Built	Built 1982
Square Footage	1,816 sqft Living Area
Lot Size	1.56 acres
Occupancy	Owner Occupied
Tax Bill	$4,368.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`23-439069`
Alternative APN	`439069`

Interior

Full Baths	2 Baths
Building Area	1,816 sqft Living Area
1st Floor	1,816 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	68,389 sqft
Deck Area	408 sqft Deck
Porch	Open Porch
Porch Area	144 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	439069
Street Address	4923 VALLEY PINE DR
City	FREDERICK
State	MD
Zip	21703-7430
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 15 SECT 4 1.577 A VALLEY PINE CRT BALLENGER HGTS
Legal Subdivision	BALLENGER HEIGHTS
Legal Lot Number	15
Jurisdiction	FREDERICK MD
Minor Civil Division	23, BALLENGER
Census Blockgroup	2
Census Block	2008
Census Tract	752303

Owner

Source: Frederick County records · APN 23-439069

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4923 VALLEY PINE DR, FREDERICK, MD 21703-7430
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4923 VALLEY PINE DR, FREDERICK, MD 21703-7430
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126170488
Date	Sep 13, 2018
Book Page	12617/0488

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,600 (+40.29%) Land $139,200 Building $296,400	$435,600 (+40.29%) Land $139,200 Building $296,400
2025	$4,368.00 (+15.34%)
2023	$3,787.00 Homeowner's exemption	$310,500 Land $94,100 Building $216,400	$310,500 Land $94,100 Building $216,400

Flood & Wildfire

4923 Valley Pine Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.