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4923 Jay St, Duluth, MN 55804 Property Records

St. Louis County property record for 4923 Jay St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1948
Square Footage972 sqft Gross Area
Lot Size7,000 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$179,900 (2019)
Tax Bill$2,738.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-3030-03630
Alternative APN
  • 1124280

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms2 Rooms
Building Area972 sqft Gross Area
1st Floor588 sqft 1st Floor
Basement Area148 sqft Basement
Finished Basement148 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1948
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area7,000 sqft (0.16 acres)
Garage Area624 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area160 sqft Deck
Porch Area80 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemBaseboard Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1124280
Street Address4923 JAY ST
CityDULUTH
StateMN
Zip55804-2464
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 0011 BLOCK:095 SERIAL #
Legal SubdivisionLONDON ADD TO DULUTH
Legal Block95
Legal Lot Number11
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup1
Census Block1021
Census Tract200

Owner

Source: St. Louis County records · APN 010-3030-03630

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4923 JAY ST, DULUTH, MN 55804-2464
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
CARDINAL FIN'L
Apr 02, 2019Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BK/COMMERCE
Feb 07, 2017Quit Claim Deed, Mortgage · Conventional Mortgage
MORTGAGE LENDING SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 02, 2019 · Amount on Record
Deed SaleApr 02, 2019 · Amount on Record
Prior SaleSep 06, 2011 · Amount on Record
Deed Doc Number20191352390
Prior Transfer DateFeb 06, 2017
Prior Transfer Doc00A1303653
Record RefreshedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4923 JAY ST, DULUTH, MN 55804-2464
Document Number00A1378889
Instrument DateApr 30, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4923 JAY ST DULUTH MN 558042464, DULUTH, MN 55804-2464

Mortgage

Document Number00A1378889
DateMay 04, 2020
InstrumentA1378889
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 03, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 02, 2019
Property Address4923 JAY ST, DULUTH, MN 55804-2464
Document Number0001352390
Instrument DateMar 29, 2019
Instrument1352390
Transaction TypeTransfer
Record UpdatedApr 12, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$593.67
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address400 CARR ST #201 VERMILLION SD 570691750, 201, VERMILLION, SD 57069-1750

Mortgage

Document Number1352391
DateApr 02, 2019
Instrument1352391
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2034

February 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateFeb 07, 2017
Property Address4923 JAY ST, DULUTH, MN 55804-2464
Document Number00A1303653
Instrument DateFeb 06, 2017
InstrumentA1303653
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4923 JAY ST DULUTH MN 558042464, DULUTH, MN 55804-2464

Mortgage

Document NumberA1303654
DateFeb 07, 2017
InstrumentA1303654
Lender
NameMORTGAGE LENDING SVCS
TypeMortgage Company
AddressPLYMOUTH, MN 55447
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 06, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,738.00 (+7.12%) Homeowner's exemption
2025$2,556.00 (-8.52%) Homeowner's exemption$222,900 (+6.14%) Land $47,800 Building $175,100$222,900 (+6.14%) Land $47,800 Building $175,100
2024$2,794.00$210,000 (+7.42%) Land $46,100 Building $163,900$210,000 (+7.42%) Land $46,100 Building $163,900
2022$195,500 Land $35,500 Building $160,000$195,500 Land $35,500 Building $160,000

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