4923 Iris Ter, Fremont, CA 94555 Property Records

Alameda County property record for 4923 Iris Ter, Fremont, CA 94555

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,102 sqft · built 1987
Lot Size	7.59 acres (331,000 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Jul 2026)
Tax Bill	$4,426 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`543-444-275`

Property Details

APN / Parcel Number

Primary APN	`543-444-275`
Alternative APN	`543-0444-275-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	132 Units
Stories	2 Stories
Building Area	1,102 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	331,000 sqft

Location & Zoning

Street Address	4923 IRIS TER
City	FREMONT
State	CA
Zip	94555-2721
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TR: 5420 LOT: BLDG: UNIT:96
Legal Subdivision	RIDGEWOOD MANOR
Legal Tract	5420
Legal Lot Number	1
Legal Unit	96
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2001
Census Tract	441523

Owner

4923 Iris Ter, a condominium, is owned and occupied by two individuals who bought it in July 2026.

Source: Alameda County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4923 IRIS TER, FREMONT, CA 94555-2721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Apr 24, 1998 · Amount on File
Deed Document Number	202693402
Prior Transfer Date	Mar 10, 2005
Prior Transfer Doc	0000121605
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 20, 2026
Property Address	4923 IRIS TER, FREMONT, CA 94555-2721
Document Number	0000093402
Instrument Date	Jul 7, 2026
Instrument	202693402
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87,769.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0000093403,
Date	Jul 20, 2026
Instrument	202693403

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4923 IRIS TER, FREMONT, CA 94555-2721
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4923 IRIS TER, FREMONT, CA 94555-2721

Mortgage

Document Number	0000204836
Date	Jun 3, 2021
Instrument	2021204836

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2026
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	Other
Max Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 4923 Iris Ter was $4,426 with a homeowner's exemption, up 3.6% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,862 (+2.04%) Land $100,158 Building $233,704
2025	$4,426.00 (+3.6%) Homeowner's exemption	$320,317 Land $98,195 Building $229,122
2024	$4,272.00 (+3.06%)
2023	$4,145.00 Homeowner's exemption	$314,608 Land $94,382 Building $220,226	$752,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4923 Iris Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4923 Iris Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 776 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	600 / 130
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, Sail Internet.

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