4923 Hwy 305, Coldwater, MS 38618 Property Records

Tate County property record for 4923 Hwy 305, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,979 sqft · built 2018
Lot Size	5.1 acres (222,156 sqft)
Owner	2 Individual Names on File
Tax Bill	$968 (2025)
Deeds & Mortgages	Nov 2017 Construction Loan Aug 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028 34 0000224`

Property Details

APN / Parcel Number

Primary APN	`028 34 0000224`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,979 sqft Finished Area
1st Floor Area	1,551 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Metal
Lot Area	222,156 sqft (5.1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	4923 HIGHWAY 305
City	COLDWATER
State	MS
Zip	38618-5821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 205 PINEY WOODS ESTATES
Legal Range	06
Legal Township	04
Legal Section	34
Legal Subdivision	PINEY WOODS ESTATES
Legal Lot Number	205
Jurisdiction	TATE MS
Township / Civil Division	5
Census Block Group	3
Census Block	3007
Census Tract	950100

Owner

4923 Hwy 305 is owned and occupied by two individuals who acquired it in June 2017.

Source: Tate County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4923 HIGHWAY 305, COLDWATER, MS 38618-5821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2017	Deed of Trust, Mortgage · Construction Mortgage PLANTERS BANK & TRUST COMPANY
Aug 18, 2017	Deed of Trust, Mortgage · Construction Mortgage PLANTERS BANK
Jul 10, 2018	Deed of Trust, Mortgage PRIORITYONE BANK
Jun 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017
Deed Sale	Jun 5, 2017
Prior Sale	Apr 6, 2015
Deed Book / Page	2017 / 1693
Transfer Doc	2010/189
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	4923 HIGHWAY 305, COLDWATER, MS 38618-5821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/12352
Date	Nov 1, 2017
Book Page	2017/12352

Lender

Name	PLANTERS BANK & TRUST COMPANY
Address	SOUTHAVEN, MS 38671

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Oct 30, 2018

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	4923 HIGHWAY 305, COLDWATER, MS 38618-5821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/8767
Date	Aug 18, 2017
Book Page	2017/8767

Lender

Name	PLANTERS BANK
Type	Bank
Address	SOUTHAVEN, MS 38671

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 9, 2018

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	4923 HIGHWAY 305, COLDWATER, MS 38618-5821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000007871
Date	Jul 10, 2018
Book Page	0000002018/0000007871

Lender

Name	PRIORITYONE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Jun 5, 2017
Property Address	4923 HIGHWAY 305, COLDWATER, MS 38618-5821
Document Number	2017/1693
Book / Page	2017 / 1693
Instrument Date	Jun 2, 2017
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	471 BARR RD, 471, COLDWATER, MS 38618-3314

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	800 RASCO RD E, SOUTHAVEN, MS 38671-4914

Tax Assessment & Valuation

The 2025 property tax bill for 4923 Hwy 305 was $968.

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$968.00	$15,415 Land $3,050 Building $12,365	$154,146 Land $30,500 Building $123,646
2023	$1,049.00	$15,415 Land $3,050 Building $12,365	$154,146 Land $30,500 Building $123,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4923 Hwy 305 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4923 Hwy 305 is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 83% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000

May also be available: AT&T, T-Mobile, Verizon.

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