4923 Davison Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4923 Davison Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,624 sqft · built 1993
Lot Size	2.49 acres (108,464 sqft)
Owner	Company Name on Record
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`008-009-015-10`

Property Details

APN / Parcel Number

Primary APN	`008-009-015-10`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft
Flooring	Carpet

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	108,464 sqft (2.49 acres)
Garage Area	480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4923 DAVISON RD
City	LAPEER
State	MI
Zip	48446-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 9 & SEC 4 T7N R9E BEG S 00-13-03 W 539.75 FT & E 543 FT & N 283.87 FT FROM NW CORNER OF SEC 9 FOR POB. TH N 251.57 FT; TH
Legal Range	09E
Legal Township	07N
Legal Section	04
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1019
Census Tract	336000

Owner

Source: Lapeer County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4923 DAVISON RD, LAPEER, MI 48446-3507
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Oct 30, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4923 DAVISON RD, LAPEER, MI 48446-3507
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4923 DAVISON RD, LAPEER, MI 48446-3507

Mortgage

Document Number	0032510588
Date	Nov 8, 2021
Book Page	3251/588

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	49526

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4923 DAVISON RD, LAPEER, MI 48446-3507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INDEPENDENT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029920358
Date	Oct 30, 2018
Book Page	2992/358

Lender

Name	INDEPENDENT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,400 (+2.59%)	$324,800 (+2.59%)
2025	$1,698.00 (+15.04%) Homeowner's exemption	$158,300 (+9.4%)	$316,600 (+9.4%)
2023		$144,700	$289,400
2022	$1,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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