Indian River County property record for 4923 4th Ln, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,056 sqft · built 2000 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,000 (May 2009) |
| Tax Bill | $2,751 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 33-39-16-00009-0000-00025.0 |
| Primary APN | 33-39-16-00009-0000-00025.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,056 sqft Living Area |
| 1st Floor Area | 2,056 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 125 ft deep x 53 ft wide |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 850 sqft |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 222 sqft |
| Patio Area | 230 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 80950 |
|---|---|
| Street Address | 4923 4TH LN |
| City | VERO BEACH |
| State | FL |
| Zip | 32968-1864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | CYPRESS LAKE PHASE I LOT 25 PBI 15-24 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 16 |
| Legal Subdivision | CYPRESS LAKE PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50702 |
4923 4th Ln is owned and occupied by an individual who bought it in May 2009.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4923 4TH LN, VERO BEACH, FL 32968-1864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Aug 26, 2020 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2009 · Amount on File |
| Deed Sale | May 6, 2009 · Amount on File |
| Prior Sale | May 24, 2000 · Amount on File |
| Deed Document Number | 1992030 |
| Deed Book / Page | 2339 / 0921 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 4923 4TH LN, VERO BEACH, FL 32968-1864 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4923 4TH LN, VERO BEACH, FL 32968-1864 |
| Document Number | 0034701057 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 3470/1057 |
| Instrument | 3120210069523 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 168 Months |
| Due | Oct 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 4923 4TH LN, VERO BEACH, FL 32968-1864 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4923 4TH LN, VERO BEACH, FL 32968-1864 |
| Document Number | 0033320198 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 3332/198 |
| Instrument | 3120200049896 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 4923 4th Ln was $2,751.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,751.00 | $207,008 | $426,007 Land $43,988 Building $382,019 |
| 2023 | $2,343.00 (+15.93%) | $195,315 (+13.95%) | $394,419 (+20.91%) Land $43,988 Building $350,431 |
| 2022 | $2,021.00 | $171,411 | $326,206 Land $43,988 Building $282,218 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4923 4th Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 234 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 21 of 25 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4923 4th Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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