Hamilton County property record for 4922 Brainerd Rd, Chattanooga, TN 37411
| Property Type | Medical Building |
|---|---|
| Details | 3,110 sqft · built 1984 |
| Lot Size | 0.308 acres (13,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (May 2002) |
| Tax Bill | $2,214 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Dec 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 157K P 003 |
| Primary APN | 157K P 003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,110 sqft Total Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick Veneer |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Wood Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 13,424 sqft (0.308 acres) |
| Lot Dimensions | 185 ft deep x 72 ft wide |
| Total Buildings | 2 Buildings |
| Sewer | Connected |
|---|
| Account Number | 0000097504 |
|---|---|
| Street Address | 4922 BRAINERD RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-3901 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Medical Building |
| Local Zoning Code | C2 |
| Legal Description | LT 7 PT 6 BLK 1 HAMILTON PLACE REVISED PB8 PG35 |
| Legal Subdivision | HAMILTON PLACE |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 3000 |
4922 Brainerd Rd, a commercial property, is owned by two individuals who bought it in May 2002.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4922 BRAINERD RD, CHATTANOOGA, TN 37411-3901 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2024 | Deed of Trust, Mortgage · Commercial Mortgage BUILTWELL BANK |
| Dec 17, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST HORIZON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2002 · Amount on File |
| Deed Sale | May 24, 2002 · Amount on File |
| Prior Sale | Apr 3, 2001 · Amount on File |
| Deed Document Number | 200297 |
| Deed Book / Page | 6253 / 457 |
| Prior Transfer Date | Apr 2, 2001 |
| Prior Transfer Doc | 0000000413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4922 BRAINERD RD, CHATTANOOGA, TN 37411-3901 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 122 BENHAM DR, CHATTANOOGA, TN 37421-3937 |
| Document Number | 0000000104 |
|---|---|
| Date | May 2, 2024 |
| Book Page | 13580/887 |
| Instrument | 2024050200104 |
| Name | BUILTWELL BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Index | 6-Month T-Bill |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4922 BRAINERD RD, CHATTANOOGA, TN 37411-3901 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 122 BENHAM DR, CHATTANOOGA, TN 37421-3937 |
| Document Number | 0000000093 |
|---|---|
| Date | Dec 17, 2024 |
| Book Page | 13790/377 |
| Instrument | 2024121700093 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 6, 2034 |
The 2025 property tax bill for 4922 Brainerd Rd was $2,214, down 24.4% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,214.00 (-24.41%) | $146,080 (+11.58%) | $365,200 (+11.58%) Land $228,800 Building $136,400 |
| 2024 | $2,929.00 | $130,920 (-) | $327,300 (-) Land $192,300 Building $135,000 |
| 2023 | $2,929.00 | $130,920 (-) | $327,300 (-) Land $192,300 Building $135,000 |
| 2022 | $2,929.00 | $130,920 | $327,300 Land $192,300 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4922 Brainerd Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4922 Brainerd Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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