4921 Saint Thomas Dr, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4921 Saint Thomas Dr, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,916 sqft · built 1979
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Oct 2013)
Tax Bill	$8,125 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-0680-010-0000`

Property Details

APN / Parcel Number

Primary APN	`246-0680-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,916 sqft Living Area
1st Floor Area	1,466 sqft
2nd Floor Area	1,450 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Pool Area	19,511 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4921 SAINT THOMAS DR
City	FAIR OAKS
State	CA
Zip	95628-5312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	ROLLING HILLS ESTATES ADD 10, LOT 10
Legal Subdivision	ROLLING HILLS ESTATES ADD 10
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	8006

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4921 SAINT THOMAS DR, FAIR OAKS, CA 95628-5312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MTG
Oct 22, 2018	Deed of Trust, Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2013 · Amount on Record
Deed Sale	Oct 22, 2013 · Amount on Record
Prior Sale	Nov 4, 2010 · Amount on Record
Deed Book / Page	20131022 / 57
Prior Transfer Date	Oct 20, 2010
Prior Transfer Doc	0000000349
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4921 SAINT THOMAS DR, FAIR OAKS, CA 95628-5312
Document Number	2007010158
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8863 GREENBACK LN #114 ORANGEVALE CA 956624059, 114, ORANGEVALE, CA 95662-4059

Mortgage

Document Number	2007010158
Date	Jul 1, 2020
Instrument	2007010158

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 30, 2030

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4921 SAINT THOMAS DR, FAIR OAKS, CA 95628-5312
Document Number	1810300260
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4921 SAINT THOMAS DR FAIR OAKS CA 956285312, FAIR OAKS, CA 95628-5312

Mortgage

Document Number	1810300260
Date	Oct 30, 2018
Instrument	1810300260

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 29, 2033

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$681,446 (+2%) Land $125,032 Building $556,414
2025	$8,125.00 (+0.77%)	$668,085 (+4.04%) Land $122,581 Building $545,504
2024	$8,063.00 (+3.08%)
2023	$7,822.00 (+0.37%)	$642,144 Land $117,822 Building $524,322
2022	$7,793.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net.

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