4921 Flora St, Montclair, CA 91763 Property Records

San Bernardino County property record for 4921 Flora St, Montclair, CA 91763

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,210 sqft · built 1957
Lot Size	0.217 acres (9,452 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jul 2012)
Tax Bill	$3,637 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-332-01-0000`

Property Details

APN / Parcel Number

Primary APN	`1010-332-01-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
Gross Area	1,606 sqft
1st Floor Area	1,210 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	9,452 sqft (0.217 acres)
Lot Dimensions	68 ft deep x 139 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	212 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4921 FLORA ST
City	MONTCLAIR
State	CA
Zip	91763-3842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5098 LOT 38
Legal Subdivision	TRACT NO. 5098
Legal Tract	5098
Legal Block	1
Legal Lot Number	38
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1019
Census Tract	208

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4921 FLORA ST, MONTCLAIR, CA 91763-3842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CREDIT UNION
Mar 13, 2018	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage WESCOM CENTRAL CU
Jun 22, 2019	Deed of Trust, Mortgage · Conventional with PMI WESCOM CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2012 · Amount on Record
Deed Sale	Jul 2, 2012 · Amount on Record
Prior Sale	Mar 30, 2012 · Amount on Record
Deed Document Number	2012263443
Last Transfer Date	May 20, 2014
Transfer Doc	0000193423
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 11, 2026
Property Address	4921 FLORA ST, MONTCLAIR, CA 91763-3842
Document Number	0000149244
Instrument Date	May 29, 2026
Instrument	2026149244
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4921 FLORA ST, MONTCLAIR, CA 91763-3842

Mortgage

Document Number	0000149244,
Date	Jun 11, 2026
Instrument	2026149244

Lender

Name	WESCOM CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4921 FLORA ST, MONTCLAIR, CA 91763-3842
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087747
Date	Mar 13, 2018
Instrument	2018-0087747

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4921 FLORA ST, MONTCLAIR, CA 91763-3842
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4921 FLORA ST, MONTCLAIR, CA 91763-3842

Mortgage

Document Number	0000050583
Date	Feb 7, 2022
Instrument	2022-0050583

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4921 FLORA ST, MONTCLAIR, CA 91763-3842
Document Number	0000213817
Instrument Date	Jun 22, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4921 FLORA ST MONTCLAIR CA 917633842, MONTCLAIR, CA 91763-3842

Mortgage

Document Number	0000213817
Date	Jun 28, 2019
Instrument	213817

Lender

Name	WESCOM CTRL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Montclair City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$336,748 (+2%) Land $106,765 Building $229,983
2025	$3,637.00 (+5.27%)	$330,146 (+4.04%) Land $104,672 Building $225,474
2023	$3,455.00 (+1.35%)	$317,327 Land $100,608 Building $216,719
2022	$3,409.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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