4921 Cumberland Ave, Chevy Chase, MD 20815 Property Records

Montgomery County property record for 4921 Cumberland Ave, Chevy Chase, MD 20815

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,268 sqft · built 1931
Lot Size	0.375 acres (16,313 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,770,000 (Aug 2024)
Tax Bill	$19,803 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-00535097`

Property Details

APN / Parcel Number

Primary APN	`07-00535097`
Alternative APN	`00535097`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,268 sqft Living Area
Gross Area	2,556 sqft
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,313 sqft (0.375 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	00535097
Street Address	4921 CUMBERLAND AVE
City	CHEVY CHASE
State	MD
Zip	20815-5453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SOMERSET HGTS
Legal Subdivision	SOMERSET HEIGHTS
Legal Block	1
Legal Lot Number	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	1
Census Block	1020
Census Tract	705502

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4921 CUMBERLAND AVE, CHEVY CHASE, MD 20815-5453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Apr 21, 2020	Deed of Trust, Mortgage · Line of Credit TD BK NA
Jun 19, 2019	Deed, Transfer · ARM TD BANK NA
Mar 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Jun 19, 2019 · Amount on Record
Deed Book / Page	68306 / 119
Prior Transfer Date	Feb 21, 2017
Prior Transfer Doc	0539490248
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4921 CUMBERLAND AVE, CHEVY CHASE, MD 20815-5453
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4921 CUMBERLAND AVE, CHEVY CHASE, MD 20815-5453

Mortgage

Document Number	0657110281
Date	May 5, 2022
Book Page	65711/281

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4921 CUMBERLAND AVE, CHEVY CHASE, MD 20815-5453
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PINNACLE T&E INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0596270248
Date	May 21, 2020
Book Page	59627/248

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4921 CUMBERLAND AVE, CHEVY CHASE, MD 20815-5453
Document Number	0596270270
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4921 CUMBERLAND AVE CHEVY CHASE MD 208155453, CHEVY CHASE, MD 20815-5453

Mortgage

Document Number	0596270270
Date	May 21, 2020
Book Page	059627/000270

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

Interest

Rate Type	Adjustable Rate

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 19, 2019
Property Address	4921 CUMBERLAND AVE, CHEVY CHASE, MD 20815-5453
Document Number	0577370181
Book / Page	57737 / 181
Map Reference	MB 1 PL 30
Instrument Date	Jun 14, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	PINNACLE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4921 CUMBERLAND AVE, CHEVY CHASE, MD 20815-5453

Mortgage

Document Number	57737188
Date	Jun 19, 2019
Instrument	57737/188

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 9, 2017
Property Address	4921 CUMBERLAND AVE, CHEVY CHASE, MD 20815-5453
Document Number	0539490248
Book / Page	053949 / 000248
Instrument Date	Feb 21, 2017
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4921 CUMBERLAND AVE CHEVY CHASE MD 208155453, CHEVY CHASE, MD 20815-5453

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Somerset Town
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,665,167 (+2.83%)	$1,711,000 (-) Land $1,141,200 Building $569,800
2025	$19,803.00 (-0.27%)	$1,619,333 (+10.07%)	$1,711,000 (+8.74%) Land $1,141,200 Building $569,800
2024	$19,856.00 (+24.54%)
2023		$1,471,233	$1,573,500 Land $1,086,800 Building $486,700
2022	$15,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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