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4921 Cross Pointe Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4921 Cross Pointe Dr, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,730 sqft · built 1993
Lot Size0.5 acres (21,771 sqft)
Owner2 Individual Names on File
Last Sale$533,000 (Aug 2020)
Tax Bill$9,242 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNC62-000-758-1426-9

Property Details

APN / Parcel Number

Primary APNC62-000-758-1426-9
Alternative APNs
  • 03-28-16-19688-001-0300
  • 281603196880010300
  • 162803196880010300
  • R21022

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,730 sqft Living Area
Gross Area3,609 sqft
1st Floor Area2,730 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area21,771 sqft (0.5 acres)
Lot Dimensions225 ft deep x 100 ft wide
View / LotPark
Garage TypeAttached
Garage Area589 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area278 sqft
Deck Area360 sqft
Patio Area360 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR21022
Street Address4921 CROSS POINTE DR
CityOLDSMAR
StateFL
Zip34677-5212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD251
Legal DescriptionCROSS POINTE BLK 1, LOT 30
Legal Range16E
Legal Township28S
Legal Section3
Legal SubdivisionCROSS POINTE
Legal Tract19688
Legal Block1
Legal Lot Number30
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1007
Census Tract27325

Owner

4921 Cross Pointe Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Pinellas County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address4921 CROSS POINTE DR, OLDSMAR, FL 34677-5212
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2020 · Amount on File
Deed SaleAug 26, 2020 · Amount on File
Prior SaleJan 24, 1995 · Amount on File
Deed Document Number2020255337
Deed Book / Page21139 / 1789
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 26, 2020
Property Address4921 CROSS POINTE DR, OLDSMAR, FL 34677-5212
Document Number0211391789
Book / Page21139 / 1789
Map ReferenceMB 106 PG 49-54
Instrument DateAug 25, 2020
Instrument2020255337
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanySURETY TITLE SVCS OF FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,731.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address994 RYDE ST, 994, SAINT PAUL, MN 55103-1367

Transferred To (Grantee/Buyer)

NameVerified Name
Address4921 CROSS POINTE DR, OLDSMAR, FL 34677-5212

Mortgage

Document Number0211391791
DateAug 26, 2020
Instrument21139/1791
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4921 Cross Pointe Dr was $9,242 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,242.00 Homeowner's exemption$546,366$723,066 Land $181,650 Building $541,416
2023$8,621.00 (+2.62%) Homeowner's exemption$515,503 (+3%)$703,051 (+24.63%) Land $263,861 Building $439,190
2022$8,401.00 Homeowner's exemption$500,488$564,117 Land $233,139 Building $330,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4921 Cross Pointe Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 209 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies209 in force
Nearby Flood Claims10 (2011–2024)
Claims Outside the SFHA10 of 10
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4921 Cross Pointe Dr is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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