Macomb County property record for 49206 Monte Rd, Chesterfield, MI 48047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,029 sqft · built 2000 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (May 2012) |
| Tax Bill | $4,153 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-29-456-008 |
| Primary APN | 15-09-29-456-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,029 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Brick |
| Lot Area | 12,153 sqft (0.279 acres) |
| Lot Dimensions | 135 ft deep x 90 ft wide |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 49206 MONTE RD |
|---|---|
| City | CHESTERFIELD |
| State | MI |
| Zip | 48047-4868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B RES |
| Legal Description | SUGARBUSH FARMS SUB LOT 38 |
| Legal Subdivision | SUGARBUSH FARMS SUB |
| Legal Lot Number | 38 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 268200 |
Source: Macomb County assessment roll, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49206 MONTE RD, CHESTERFIELD, MI 48047-4868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL MACOMB COMMUNITY CU |
| Jul 27, 2018 | Deed of Trust, Mortgage · Line of Credit FREESTAR FIN'L CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 1, 2012 · Amount on Record |
| Deed Sale | May 1, 2012 · Amount on Record |
| Prior Sale | Jan 4, 2001 · Amount on Record |
| Deed Document Number | 20122063093 |
| Deed Book / Page | 21281 / 421 |
| Prior Transfer Date | Oct 5, 2006 |
| Prior Transfer Doc | 0000059657 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 49206 MONTE RD, CHESTERFIELD, MI 48047-4868 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 49206 MONTE RD, CHESTERFIELD, MI 48047-4868 |
| Document Number | 2200092547 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 28738/482 |
| Instrument | 202200092547 |
| Name | CENTRAL MACOMB COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MOUNT CLEMENS, MI 48046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 49206 MONTE RD, CHESTERFIELD, MI 48047-4868 |
| Document Number | 0000093553 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2018 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 49206 MONTE RD CHESTERFIELD MI 480474868, CHESTERFIELD, MI 48047-4868 |
| Document Number | 0000093553 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 025533/000888 |
| Instrument | 93553 |
| Name | FREESTAR FIN'L CU |
|---|---|
| Address | MT CLEMENS, MI 48046-2800 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 20, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Chesterfield Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,200 (+5.65%) | $370,400 (+5.65%) | |
| 2025 | $4,153.00 (+14%) Homeowner's exemption | $175,300 (+13.98%) | $350,600 (+13.98%) |
| 2023 | $153,800 | $307,600 | |
| 2022 | $3,643.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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