4920 Warmerdam Ct, Elk Grove, CA 95757 Property Records

Sacramento County property record for 4920 Warmerdam Ct, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,501 sqft · built 2005
Lot Size	0.202 acres (8,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$788,000 (Apr 2021)
Tax Bill	$11,116 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Feb 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`132-1680-013-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1680-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,501 sqft Living Area
1st Floor Area	1,721 sqft
2nd Floor Area	1,780 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,813 sqft (0.202 acres)
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4920 WARMERDAM CT
City	ELK GROVE
State	CA
Zip	95757-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	BILBY RANCH UNIT 1, LOT 113
Legal Subdivision	BILBY RANCH UNIT 1
Legal Lot Number	113
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2013
Census Tract	9646

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4920 WARMERDAM CT, ELK GROVE, CA 95757-3528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Apr 13, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 13, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Jul 21, 2011 · Amount on Record
Deed Book / Page	20210413 / 1860
Prior Transfer Date	Mar 26, 2021
Prior Transfer Doc	4130000001861
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4920 WARMERDAM CT, ELK GROVE, CA 95757-3528
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 WARMERDAM CT, ELK GROVE, CA 95757-3528

Mortgage

Document Number	0000000022
Date	Nov 2, 2023
Instrument	202311020022

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4920 WARMERDAM CT, ELK GROVE, CA 95757-3528
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 WARMERDAM CT, ELK GROVE, CA 95757-3528

Mortgage

Document Number	0000000633
Date	Feb 27, 2026
Instrument	202602270633

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 13, 2021
Property Address	4920 WARMERDAM CT, ELK GROVE, CA 95757-3528
Document Number	0000001860
Map Reference	MB 331 PG 5
Instrument Date	Apr 8, 2021
Instrument	202104131860
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4920 WARMERDAM CT, ELK GROVE, CA 95757-3528

Mortgage

Document Number	0000001862
Date	Apr 13, 2021
Instrument	202104131862

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 13, 2021
Property Address	4920 WARMERDAM CT, ELK GROVE, CA 95757-3528
Document Number	0000001861
Map Reference	MB 331 PG 5
Instrument Date	Mar 26, 2021
Instrument	202104131861
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 WARMERDAM CT, ELK GROVE, CA 95757-3528

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4920 WARMERDAM CT, ELK GROVE, CA 95757-3528
Document Number	1903270990
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4139 VIA MARINA #PH8 MARINA DEL REY CA 902925385, MARINA DEL REY, CA 90292-5385

Mortgage

Document Number	1903270990
Date	Mar 27, 2019
Instrument	1903270990

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.87%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,014 (+2%) Land $138,010 Building $732,004
2025	$11,116.00 (+0.95%)	$852,955 (+4.04%) Land $135,304 Building $717,651
2024	$11,011.00 (+2.47%)
2023	$10,746.00 (+1.68%)	$819,835 Land $130,050 Building $689,785
2022	$10,568.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20

May also be available: Fidium Fiber, Verizon.

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