Hamilton County property record for 4920 Tower Ave, Cincinnati, OH 45217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,084 sqft · built 1915 |
| Lot Size | 0.108 acres (4,748 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Aug 2021) |
| Tax Bill | $3,979 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 582-0008-0054-00 |
| Primary APN | 582-0008-0054-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,084 sqft Living Area |
| 1st Floor Area | 762 sqft |
| 2nd Floor Area | 322 sqft |
| Upper Floors Area | 322 sqft |
| Basement Area | 762 sqft |
| Year Built | Built 1915 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 4,748 sqft (0.108 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4920 TOWER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45217-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4920 TOWER AVE 45 X 100 IRR PT LOTS 84-85-86-87- STEPHEN KEMPER HEIRS SUB |
| Legal Subdivision | STEPHEN KEMPER HEIRS SUB |
| Legal Lot Number | 84-85-8 85 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ST. BERNARD |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 25800 |
Source: Hamilton County records · APN 582-0008-0054-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4920 TOWER AVE, CINCINNATI, OH 45217-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Jun 27, 2018 | Grant Deed, Transfer NATIONS RELIABLE LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on Record |
| Deed Sale | Aug 18, 2021 · Amount on Record |
| Prior Sale | Jun 27, 2018 |
| Deed Document Number | 0000100000 |
| Deed Book / Page | 14483 / 1106 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 18, 2021 |
| Property Address | 4920 TOWER AVE, CINCINNATI, OH 45217-1314 |
| Document Number | 0000100000 |
| Book / Page | 14483 / 1106 |
| Map Reference | MB 8 VOL 2 PG 33&34 |
| Instrument Date | Aug 09, 2021 |
| Instrument | 2021-0100000 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4920 TOWER AVE, SAINT BERNARD, OH 45217-1314 |
| Document Number | 0000100001 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-0100001 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 27, 2018 |
| Property Address | 4920 TOWER AVE, CINCINNATI, OH 45217-1314 |
| Document Number | 0000055090 |
| Book / Page | 013698 / 001086 |
| Instrument Date | Jun 06, 2018 |
| Instrument | 55090 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4920 TOWER AVE CINCINNATI OH 452171314, CINCINNATI, OH 45217-1314 |
| Document Number | 55091 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 013698/001089 |
| Instrument | 55091 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 26, 2048 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | St. Bernard Village |
| Unified School District | St. Bernard-Elmwood Place City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,979.00 (+4.38%) | $64,750 (+%) Land $9,929 Building $54,821 | |
| 2024 | $3,812.00 (-4.17%) | $64,749 (-) Land $9,929 Building $54,820 | |
| 2023 | $3,978.00 (+26.37%) | $64,749 (+62.73%) Land $9,929 Building $54,820 | $185,000 (+62.74%) Land $28,370 Building $156,630 |
| 2022 | $3,148.00 Homeowner's exemption | $39,788 Land $7,742 Building $32,046 | |
| 2020 | $113,680 Land $22,120 Building $91,560 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610258003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 411 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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