4920 Stewart Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4920 Stewart Ave, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,231 sqft · built 1895
Lot Size0.248 acres (10,846 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Sep 2020)
Tax Bill$5,292 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN036-0001-0083-00

Property Details

APN / Parcel Number

Primary APN036-0001-0083-00

Interior

Bedrooms5 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,231 sqft Living Area
1st Floor Area1,047 sqft
2nd Floor Area800 sqft
AtticAttic
Attic Area384 sqft
Basement Area847 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1895
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area10,846 sqft (0.248 acres)
Lot Dimensions194 ft deep x 56 ft wide
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area184 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4920 STEWART AVE
CityCINCINNATI
StateOH
Zip45227-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4920 STEWART AV 55.75 X 194.80 PT LOTS 1 2 3 B M STEWART
Legal SubdivisionSTEWART
Legal BlockM
Legal Lot Number1 2
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3000
Census Tract5500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Madison-Stewart Historic District
listed 1975 · 12 contributing resources · NRIS 75001419

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4920 Stewart Ave is owned and occupied by an individual who bought it in September 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address4920 STEWART AVE, CINCINNATI, OH 45227-2210
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS
Oct 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
PRIVATE EQUITY PTRS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2020 · Amount on File
Deed SaleSep 30, 2020 · Amount on File
Prior SaleMay 21, 1996 · Amount on File
Deed Document Number0000100613
Deed Book / Page014264 / 001161
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 30, 2020
Property Address4920 STEWART AVE, CINCINNATI, OH 45227-2210
Document Number0000100613
Book / Page014264 / 001161
Instrument DateSep 24, 2020
Instrument100613
Transaction TypeTransfer
Record UpdatedNov 2, 2020
Title CompanyNORTHWEST TITLE FAM/COMPANIES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4920 STEWART AVE CINCINNATI OH 452272210, CINCINNATI, OH 45227-2210

Mortgage

Document Number100614
DateSep 30, 2020
Book Page014264/001164
Instrument100614
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 29, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4920 STEWART AVE, CINCINNATI, OH 45227-2210
Document Number0000092778
Instrument DateOct 16, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4920 STEWART AVE CINCINNATI OH 452272210, CINCINNATI, OH 45227-2210

Mortgage

Document Number0000092778
DateOct 24, 2019
Book Page014030/001811
Instrument92778
Lender
NamePRIVATE EQUITY PTRS INC
Address25820 LUCILLE AVE # 202B, LOMITA, CA 90717-2954
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4920 Stewart Ave was $5,292, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,292.00 (+3%)$85,750 (-) Land $18,942 Building $66,808
2024$5,138.00 (-2.11%)$85,750 (-) Land $18,942 Building $66,808
2023$5,249.00 (-10.21%)$85,750 (%) Land $18,942 Building $66,808$245,000 Land $54,120 Building $190,880
2022$5,846.00 Homeowner's exemption$85,751 Land $9,335 Building $76,416
2020$245,000 Land $26,670 Building $218,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4920 Stewart Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims18 (1979–2010)
Claims Outside the SFHA9 of 18
Most Recent ClaimJun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4920 Stewart Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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