4920 Puncheon Fork Rd, Mars Hill, NC 28754 Property Records

Madison County property record for 4920 Puncheon Fork Rd, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,198 sqft · built 1973
Lot Size	4.55 acres (198,198 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Nov 2019)
Tax Bill	$986 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`9852-44-9297`

Property Details

APN / Parcel Number

Primary APN	`9852-44-9297`
Alternative APNs	`9852449297 0007255` `7255`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,198 sqft Heated Area
1st Floor Area	1,198 sqft
Basement Area	1,198 sqft
Unfinished Basement	1,198 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	198,198 sqft (4.55 acres)
Garage Area	624 sqft
Porch	Enclosed Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4920 PUNCHEON FORK RD
City	MARS HILL
State	NC
Zip	28754-9397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Block	44
Jurisdiction	MADISON NC
Township / Civil Division	7, EBBS CHAPEL
Census Block Group	1
Census Block	1003
Census Tract	10100

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4920 PUNCHEON FORK RD, MARS HILL, NC 28754-9397
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	2019334617
Deed Book / Page	679 / 527
Prior Transfer Date	Jun 24, 2019
Prior Transfer Doc	0006710119
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Nov 22, 2019
Property Address	4920 PUNCHEON FORK RD, MARS HILL, NC 28754-9397
Document Number	0006790527
Book / Page	679 / 527
Map Reference	MB 138 PG 211
Instrument Date	Nov 15, 2019
Instrument	334617
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	790 FAIRHAVEN ST NE, 790, PALM BAY, FL 32907-3274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 PUNCHEON FORK RD, MARS HILL, NC 28754-9397

Mortgage

Document Number	334618
Date	Nov 22, 2019
Instrument	334618

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON NC
Recording Date	Jun 28, 2019
Property Address	4920 PUNCHEON FORK RD, MARS HILL, NC 28754-9397
Document Number	0006710119
Book / Page	000671 / 000119
Instrument Date	Jun 24, 2019
Instrument	333040
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 FAIRHAVEN ST NE PALM BAY FL 329073274, PALM BAY, FL 32907-3274

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$986.00	$179,280 (-) Land $67,309 Building $111,971	$179,280 (-) Land $67,309 Building $111,971
2024	$986.00	$179,280 (+46.81%) Land $67,309 Building $111,971	$179,280 (+46.81%) Land $67,309 Building $111,971
2023		$122,116 Land $53,181 Building $68,935	$122,116 Land $53,181 Building $68,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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