4920 Milano Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4920 Milano Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,886 sqft · built 1997
Lot Size	0.66 acres (2,884 sqft)
Owner	Company Name on File
Last Sale	$332,000 (Feb 2003)
Tax Bill	$5,299 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`160-644-24-00`

Property Details

APN / Parcel Number

Primary APN	`160-644-24-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,886 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	2,884 sqft (0.66 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4920 MILANO WAY
City	OCEANSIDE
State	CA
Zip	92057-7636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-6
Legal Description	LOT 80 TR 013264
Legal Subdivision	IVEY RANCH
Legal Tract	013264
Legal Block	1
Legal Lot Number	80
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18523

Owner

4920 Milano Way is owned by a company that acquired it in December 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	4920 MILANO WAY, OCEANSIDE, CA 92057-7636
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRONTWAVE CU
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Jan 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 25, 2021	Quit Claim Deed, Transfer BNT TITLE COMPANY/CA, BNT TITLE CO/CA
Sep 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PACIFIC MARINE CU
Oct 12, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2003 · Amount on File
Deed Sale	Feb 21, 2003 · Amount on File
Prior Sale	Sep 26, 2002 · Amount on File
Deed Document Number	2003199588
Last Transfer Date	Dec 16, 2020
Transfer Doc	0000054588
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4920 MILANO WAY, OCEANSIDE, CA 92057-7636
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 MILANO WAY, OCEANSIDE, CA 92057-7636

Mortgage

Document Number	0000180655
Date	Jul 11, 2023
Instrument	2023-0180655

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2033

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4920 MILANO WAY, OCEANSIDE, CA 92057-7636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000600993
Date	Dec 23, 2019
Instrument	2019-0600993

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2025
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	5-Year CMT
Max Rate	8%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 25, 2021
Property Address	4920 MILANO WAY, OCEANSIDE, CA 92057-7636
Document Number	0000054586
Map Reference	MAP 13264
Instrument Date	Dec 16, 2020
Instrument	2021-0054586
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	BNT TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 MILANO WAY, OCEANSIDE, CA 92057-7636

Mortgage

Document Number	0000054587
Date	Jan 25, 2021
Instrument	2021-0054587

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 25, 2021
Property Address	4920 MILANO WAY, OCEANSIDE, CA 92057-7636
Document Number	0000054588
Instrument Date	Dec 16, 2020
Instrument	54588
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4920 MILANO WAY OCEANSIDE CA 920577636, OCEANSIDE, CA 92057-7636

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2017
Property Address	4920 MILANO WAY, OCEANSIDE, CA 92057-7636
Document Number	0000446404
Instrument Date	Sep 21, 2017
Instrument	446404
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4920 MILANO WAY OCEANSIDE CA 920577636, OCEANSIDE, CA 92057-7636

Mortgage

Document Number	446405
Date	Sep 28, 2017
Instrument	446405

Lender

Name	PACIFIC MARINE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2017
Property Address	4920 MILANO WAY, OCEANSIDE, CA 92057-7636
Document Number	0000471784
Instrument Date	Sep 21, 2017
Instrument	471784
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4920 MILANO WAY OCEANSIDE CA 920577636, OCEANSIDE, CA 92057-7636

Tax Assessment & Valuation

The 2025 property tax bill for 4920 Milano Way was $5,299 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$487,271 (+2%) Land $236,360 Building $250,911
2025	$5,299.00 Homeowner's exemption	$477,718 Land $231,726 Building $245,992
2023	$5,035.00 (+1.57%) Homeowner's exemption	$459,170 Land $222,729 Building $236,441
2022	$4,957.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4920 Milano Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4920 Milano Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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