4920 Laurel St, Middleburg, FL 32068 Property Records

Clay County property record for 4920 Laurel St, Middleburg, FL 32068 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,944 sqft Heated Area
Lot Size	50,965 sqft (1.17 acres)
Occupancy	Owner Occupied
Last Sale	$262,000 (2025)
Tax Bill	$1,702.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`16-05-24-005954-802-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,944 sqft Heated Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	50,965 sqft (1.17 acres)
Depth X Width	300 ft x 170 ft Depth x Width
Fence	Fence
Deck Area	159 sqft Deck
Storage Building	130 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Sewage	Septic Sewage

Location & Zoning

Street Address	4920 LAUREL ST
City	MIDDLEBURG
State	FL
Zip	32068-5240
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 16 BLK 85 JACKSONVILLE SOUTH UNIT 2 AS REC O R 4948 PG 443
Legal Range	24
Legal Township	05
Legal Section	17
Legal Subdivision	JACKSONVILLE SOUTH
Legal Block	85
Legal Lot Number	16
Legal Unit	2
Jurisdiction	CLAY FL
Minor Civil Division	MIDDLEBURG-CLAY HILL
Census Blockgroup	3
Census Block	3000
Census Tract	30106

Owner

Source: Clay County records · APN 16-05-24-005954-802-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4920 LAUREL STREET, MIDDLEBURG, FL 32068-5240
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2025 · Amount on Record
Deed Sale	Nov 06, 2025 · Amount on Record
Prior Sale	Jul 09, 2025 · Amount on Record
Deed Doc Number	2025052521
Deed Book / Page	4985 / 938
Record Refreshed	Jun 08, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 06, 2025
Property Address	4920 LAUREL ST, MIDDLEBURG, FL 32068-5240
Document Number	0049850938
Book / Page	4985 / 938
Map Reference	MB 11 PG 1-13
Instrument Date	Nov 03, 2025
Instrument	2025052521
Transaction Type	Transfer
Record Updated	Dec 02, 2025
Title Company	TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7901 4TH ST N # N300, N300, ST PETERSBURG, FL 33702-4305

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4920 LAURE STREET, MIDDLEBURG, FL 32068-5240

Mortgage

Document Number	0004985940
Date	Nov 06, 2025
Instrument	4985/940

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,702.00 (+104.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$141,622 (+81.51%)	$200,553 (+13.71%) Land $34,000 Building $166,553
2023	$833.00 (+21.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$78,023 (+3%)	$176,366 (+29.26%) Land $30,000 Building $146,366
2022	$686.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$75,751	$136,446 Land $25,000 Building $111,446

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.